Guidewire Software, Inc. (GWRE) Financial Statements
Industry: Prepackaged Software (Services)
In fiscal 2026, Guidewire Software reported revenue of $1.48B, up 22.7% from $1.20B the year before. Net income was $139.3M (a 9.4% net margin), or $1.63 per diluted share. Gross margin was 64.2% and operating margin was 10.2%. Operating activities generated $389.7M of cash, leaving $377.7M of free cash flow. At fiscal year end, Guidewire Software held $2.58B in total assets against $1.38B in total liabilities, including $372.9M of cash and equivalents.
Open the full interactive Guidewire Software financials → Quarterly statements, key ratios, valuation history and price charts.
Guidewire Software Key Stats
| Share Price | $165.78 |
|---|---|
| Market Cap | $14.16B |
| P/E Ratio | 101.7 |
| Revenue YoY Growth | +22.7% |
| 52-Week Range | $102.69 – $254.23 |
| Shares Outstanding | 84.2 million (basic, 2026 Q4) |
Guidewire Software Income Statement
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|---|
| Revenue | $743.3M | $812.6M | $905.3M | $980.5M | $1.20B | $1.48B |
| Cost of Goods Sold | $375.1M | $460.4M | $447.1M | $397.1M | $450.4M | $528.0M |
| Gross Profit | $368.2M | $352.2M | $458.2M | $583.4M | $752.1M | $947.4M |
| Operating Income | -$105.6M | -$199.4M | -$149.5M | -$52.6M | $41.1M | $149.9M |
| Pre-Tax Income | -$104.3M | -$229.7M | -$134.1M | -$26.8M | $49.4M | $164.1M |
| Income Tax | -$37.8M | -$49.3M | -$22.2M | -$20.7M | -$20.4M | $24.8M |
| Net Income | -$66.5M | -$180.4M | -$111.9M | -$6.1M | $69.8M | $139.3M |
| Diluted EPS | -$0.79 | -$2.16 | -$1.36 | -$0.07 | $0.81 | $1.63 |
Guidewire Software Quarterly Results
| 2026 Q1 | 2026 Q2 | 2026 Q3 | 2026 Q4 | |
|---|---|---|---|---|
| Revenue | $332.6M | $359.1M | $372.5M | $411.1M |
| Net Income | $31.3M | $60.1M | $16.5M | $31.4M |
| Diluted EPS | $0.36 | $0.70 | $0.19 | $0.37 |
Guidewire Software Balance Sheet
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $384.9M | $606.3M | $401.8M | $548.0M | $697.9M | $372.9M |
| Current Assets | $1.36B | $1.25B | $1.10B | $1.30B | $1.51B | $1.19B |
| Total Assets | $2.32B | $2.27B | $2.03B | $2.23B | $2.72B | $2.58B |
| Current Liabilities | $300.3M | $337.5M | $373.3M | $837.6M | $544.8M | $664.5M |
| Total Long-Term Debt | $343.8M | $358.2M | $397.2M | $398.9M | $674.6M | $678.1M |
| Total Liabilities | $777.0M | $815.2M | $828.4M | $883.6M | $1.26B | $1.38B |
| Shareholders' Equity | $1.54B | $1.45B | $1.20B | $1.34B | $1.46B | $1.19B |
Guidewire Software Cash Flow Statement
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $111.6M | -$37.9M | $38.4M | $195.7M | $300.9M | $389.7M |
| Cash From Investing | $64.2M | $312.2M | $12.7M | -$52.4M | -$237.0M | -$136.0M |
| Cash From Financing | -$159.4M | -$37.3M | -$261.6M | $1.1M | $82.3M | -$579.0M |
| Free Cash Flow | $92.6M | -$47.5M | $32.6M | $189.4M | $295.1M | $377.7M |
Figures from Guidewire Software's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Guidewire Software financials page for every line item.
Guidewire Software Company Profile
| Ticker | GWRE |
|---|---|
| Exchange | NYSE |
| Industry | Prepackaged Software (Services) |
| Headquarters | San Mateo, California |
| Incorporated in | Delaware |
| Fiscal Year End | July 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001528396 |
Frequently Asked Questions
What was Guidewire Software's revenue in fiscal 2026?
Guidewire Software (GWRE) reported revenue of $1.48B for fiscal 2026.
What is Guidewire Software's annual revenue history?
Guidewire Software's annual revenue by fiscal year: 2021: $743.3M; 2022: $812.6M; 2023: $905.3M; 2024: $980.5M; 2025: $1.20B; 2026: $1.48B.
What was Guidewire Software's net income in fiscal 2026?
Guidewire Software reported net income of $139.3M for fiscal 2026.
What was Guidewire Software's earnings per share (EPS) in fiscal 2026?
Guidewire Software's diluted EPS was $1.63 for fiscal 2026 (adjusted for any later stock splits).
How much free cash flow did Guidewire Software generate in fiscal 2026?
Guidewire Software generated $377.7M of free cash flow in fiscal 2026.
What was Guidewire Software's revenue last quarter?
In its most recent reported quarter (2026 Q4), Guidewire Software reported revenue of $411.1M.
How much debt does Guidewire Software have?
Guidewire Software reported $678.1M of long-term debt, including the current portion, at the end of fiscal 2026.
How many shares of Guidewire Software are outstanding?
Guidewire Software reported a weighted average of 84.2 million basic shares outstanding in 2026 Q4.
What is Guidewire Software's market cap?
Based on its latest closing price, Guidewire Software (GWRE) has a market capitalization of about $14.16B.
When does Guidewire Software's fiscal year end?
Guidewire Software's fiscal year end, as registered with the SEC, is July 31.
Where is Guidewire Software headquartered?
Guidewire Software lists its business address in San Mateo, California in its SEC filings.