HomeTrust Bancshares, Inc. (HTB) Financial Statements
Industry: Savings Institution, Federally Chartered
In fiscal 2025, HomeTrust Bancshares reported revenue of $213.1M, up 5.4% from $202.1M the year before. Net income was $64.4M (a 30.2% net margin), or $3.72 per diluted share. Net interest income was $176.7M, and the efficiency ratio (noninterest expense / revenue) was 58.7%. Operating activities generated $49.5M of cash, leaving $45.3M of free cash flow. At fiscal year end, HomeTrust Bancshares held $4.55B in total assets against $3.94B in total liabilities, including $324.7M of cash and equivalents.
Open the full interactive HomeTrust Bancshares financials → Quarterly statements, key ratios, valuation history and price charts.
HomeTrust Bancshares Key Stats
| Share Price | $45.84 |
|---|---|
| Market Cap | $752.9M |
| P/E Ratio | 12.3 |
| Dividend Yield | 1.18% |
| Revenue YoY Growth | +5.4% |
| 52-Week Range | $38.57 – $51.69 |
| Shares Outstanding | 16.3 million (basic, 2026 Q2) |
HomeTrust Bancshares Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $104.1M | $103.3M | $110.8M | $157.4M | $168.7M | $176.7M |
| Provision for Credit Losses | $8.5M | -$7.3M | -$592,000 | $15.4M | $7.5M | $6.9M |
| Noninterest Income | $30.3M | $39.8M | $39.2M | $31.1M | $33.4M | $36.3M |
| Noninterest Expense | $97.1M | $131.2M | $105.2M | $115.9M | $124.7M | $125.2M |
| Revenue | $134.4M | $143.1M | $150.0M | $188.5M | $202.1M | $213.1M |
| Pre-Tax Income | $28.8M | $19.1M | $45.4M | $57.2M | $69.9M | $81.0M |
| Income Tax | $6.0M | $3.4M | $9.7M | $12.6M | $15.1M | $16.6M |
| Net Income | $22.8M | $15.7M | $35.7M | $44.6M | $54.8M | $64.4M |
| Diluted EPS | $1.30 | $0.94 | $2.23 | $2.80 | $3.20 | $3.72 |
HomeTrust Bancshares Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $54.1M | $53.6M | $54.3M | $54.5M |
| Net Income | $16.5M | $16.1M | $16.8M | $15.6M |
| Diluted EPS | $0.95 | $0.94 | $0.99 | $0.94 |
HomeTrust Bancshares Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $121.6M | $51.0M | $105.1M | $303.5M | $279.2M | $324.7M |
| Loans (Net) | $2.74B | — | $2.73B | $3.61B | $3.60B | $3.54B |
| Total Assets | $3.72B | $3.52B | $3.55B | $4.61B | $4.60B | $4.55B |
| Deposits | $2.79B | $2.96B | $3.10B | $3.60B | $3.78B | $3.71B |
| Total Long-Term Debt | $475.0M | $115.0M | — | $467.2M | $198.1M | $175.2M |
| Total Liabilities | $3.31B | $3.13B | $3.16B | $4.14B | $4.04B | $3.94B |
| Shareholders' Equity | $408.3M | $396.5M | $388.8M | $471.2M | $551.8M | $600.7M |
HomeTrust Bancshares Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | -$42.1M | $2.8M | $34.8M | -$42.4M | $45.0M | $49.5M |
| Cash From Investing | -$124.9M | $156.3M | $33.2M | -$121.1M | $21.3M | $110.1M |
| Cash From Financing | $217.6M | -$229.7M | -$13.8M | $361.9M | -$134.2M | -$114.1M |
| Free Cash Flow | -$45.0M | -$13.3M | $28.2M | -$45.8M | $41.9M | $45.3M |
| Dividends Paid | $4.6M | $5.0M | $5.5M | $6.2M | $7.7M | $8.4M |
Figures from HomeTrust Bancshares' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full HomeTrust Bancshares financials page for every line item.
HomeTrust Bancshares Company Profile
| Ticker | HTB |
|---|---|
| Exchange | NYSE |
| Industry | Savings Institution, Federally Chartered |
| Headquarters | Asheville, North Carolina |
| Incorporated in | Maryland |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0001538263 |
Frequently Asked Questions
What was HomeTrust Bancshares' revenue in fiscal 2025?
HomeTrust Bancshares (HTB) reported revenue of $213.1M for fiscal 2025.
What is HomeTrust Bancshares' annual revenue history?
HomeTrust Bancshares' annual revenue by fiscal year: 2020: $134.4M; 2021: $143.1M; 2022: $150.0M; 2023: $188.5M; 2024: $202.1M; 2025: $213.1M.
What was HomeTrust Bancshares' net income in fiscal 2025?
HomeTrust Bancshares reported net income of $64.4M for fiscal 2025.
What was HomeTrust Bancshares' earnings per share (EPS) in fiscal 2025?
HomeTrust Bancshares' diluted EPS was $3.72 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did HomeTrust Bancshares generate in fiscal 2025?
HomeTrust Bancshares generated $45.3M of free cash flow in fiscal 2025.
What was HomeTrust Bancshares' revenue last quarter?
In its most recent reported quarter (2026 Q2), HomeTrust Bancshares reported revenue of $54.5M.
How much debt does HomeTrust Bancshares have?
HomeTrust Bancshares reported $175.2M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of HomeTrust Bancshares are outstanding?
HomeTrust Bancshares reported a weighted average of 16.3 million basic shares outstanding in 2026 Q2.
What is HomeTrust Bancshares' market cap?
Based on its latest closing price, HomeTrust Bancshares (HTB) has a market capitalization of about $752.9M.
When does HomeTrust Bancshares' fiscal year end?
HomeTrust Bancshares' fiscal year end, as registered with the SEC, is December 31.
Where is HomeTrust Bancshares headquartered?
HomeTrust Bancshares lists its business address in Asheville, North Carolina in its SEC filings.
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