Kearny Financial Corp. (KRNY) Financial Statements
Industry: Savings Institution, Federally Chartered
In fiscal 2026, Kearny Financial reported revenue of $178.1M, up 15.7% from $154.0M the year before. Net income was $36.3M (a 20.4% net margin), or $0.57 per diluted share. Net interest income was $155.3M, and the efficiency ratio (noninterest expense / revenue) was 72.4%. Operating activities generated $37.7M of cash, leaving $35.3M of free cash flow. At fiscal year end, Kearny Financial held $7.68B in total assets against $6.92B in total liabilities, including $114.8M of cash and equivalents.
Open the full interactive Kearny Financial financials → Quarterly statements, key ratios, valuation history and price charts.
Kearny Financial Key Stats
| Share Price | $9.06 |
|---|---|
| Market Cap | $572.8M |
| P/E Ratio | 15.9 |
| Dividend Yield | 4.86% |
| Revenue YoY Growth | +15.7% |
| 52-Week Range | $6.01 – $10.13 |
| Shares Outstanding | 62.9 million (basic, 2026 Q4) |
Kearny Financial Income Statement
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $184.5M | $196.6M | $175.9M | $142.6M | $134.9M | $155.3M |
| Provision for Credit Losses | -$1.1M | -$7.5M | $2.5M | $6.2M | $2.4M | $1.7M |
| Noninterest Income | $24.8M | $13.9M | $2.8M | -$2.0M | $19.1M | $22.8M |
| Noninterest Expense | $125.9M | $125.7M | $123.8M | $215.2M | $120.6M | $129.0M |
| Revenue | $209.3M | $210.5M | $178.6M | $140.6M | $154.0M | $178.1M |
| Pre-Tax Income | $84.5M | $92.3M | $52.4M | -$80.8M | $31.0M | $47.4M |
| Income Tax | $21.3M | $24.8M | $11.6M | $5.9M | $4.9M | $11.1M |
| Net Income | $63.2M | $67.5M | $40.8M | -$86.7M | $26.1M | $36.3M |
| Diluted EPS | $0.77 | $0.95 | $0.63 | -$1.39 | $0.42 | $0.57 |
Kearny Financial Quarterly Results
| 2026 Q1 | 2026 Q2 | 2026 Q3 | 2026 Q4 | |
|---|---|---|---|---|
| Revenue | $43.6M | $43.5M | $45.3M | $45.7M |
| Net Income | $9.5M | $9.4M | $10.1M | $7.2M |
| Diluted EPS | $0.15 | $0.15 | $0.16 | $0.11 |
Kearny Financial Balance Sheet
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $67.9M | $101.6M | $70.5M | $63.9M | $167.3M | $114.8M |
| Loans (Net) | $4.79B | $5.37B | $5.78B | $5.69B | $5.77B | $5.83B |
| Total Assets | $7.28B | $7.72B | $8.06B | $7.68B | $7.74B | $7.68B |
| Deposits | $5.49B | $5.86B | $5.63B | $5.16B | $5.68B | $5.71B |
| Total Long-Term Debt | $685.9M | $901.3M | $1.51B | $1.71B | $1.26B | $1.15B |
| Total Liabilities | $6.24B | $6.83B | $7.20B | $6.93B | $6.99B | $6.92B |
| Shareholders' Equity | $1.04B | $894.0M | $869.3M | $753.6M | $746.0M | $766.7M |
Kearny Financial Cash Flow Statement
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $75.4M | $81.3M | $69.5M | $44.0M | $24.8M | $37.7M |
| Cash From Investing | -$84.0M | -$480.0M | -$417.9M | $258.1M | $41.1M | $10.9M |
| Cash From Financing | -$104.6M | $432.4M | $317.3M | -$308.7M | $37.5M | -$101.1M |
| Free Cash Flow | $70.0M | $78.4M | $68.2M | $42.6M | $21.4M | $35.3M |
| Dividends Paid | $28.6M | $30.7M | $28.5M | $27.6M | $27.6M | $27.8M |
Figures from Kearny Financial's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Kearny Financial financials page for every line item.
Kearny Financial Company Profile
| Ticker | KRNY |
|---|---|
| Exchange | Nasdaq |
| Industry | Savings Institution, Federally Chartered |
| Headquarters | Fairfield, New Jersey |
| Fiscal Year End | June 30 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0001617242 |
Frequently Asked Questions
What was Kearny Financial's revenue in fiscal 2026?
Kearny Financial (KRNY) reported revenue of $178.1M for fiscal 2026.
What is Kearny Financial's annual revenue history?
Kearny Financial's annual revenue by fiscal year: 2021: $209.3M; 2022: $210.5M; 2023: $178.6M; 2024: $140.6M; 2025: $154.0M; 2026: $178.1M.
What was Kearny Financial's net income in fiscal 2026?
Kearny Financial reported net income of $36.3M for fiscal 2026.
What was Kearny Financial's earnings per share (EPS) in fiscal 2026?
Kearny Financial's diluted EPS was $0.57 for fiscal 2026 (adjusted for any later stock splits).
How much free cash flow did Kearny Financial generate in fiscal 2026?
Kearny Financial generated $35.3M of free cash flow in fiscal 2026.
What was Kearny Financial's revenue last quarter?
In its most recent reported quarter (2026 Q4), Kearny Financial reported revenue of $45.7M.
How much debt does Kearny Financial have?
Kearny Financial reported $1.15B of long-term debt, including the current portion, at the end of fiscal 2026.
How many shares of Kearny Financial are outstanding?
Kearny Financial reported a weighted average of 62.9 million basic shares outstanding in 2026 Q4.
What is Kearny Financial's market cap?
Based on its latest closing price, Kearny Financial (KRNY) has a market capitalization of about $572.8M.
When does Kearny Financial's fiscal year end?
Kearny Financial's fiscal year end, as registered with the SEC, is June 30.
Where is Kearny Financial headquartered?
Kearny Financial lists its business address in Fairfield, New Jersey in its SEC filings.
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