Investar Holding Corp (ISTR) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Investar reported revenue of $90.2M, up 7.5% from $84.0M the year before. Net income was $22.9M (a 25.4% net margin), or $2.13 per diluted share. Net interest income was $80.8M, and the efficiency ratio (noninterest expense / revenue) was 72.9%. Operating activities generated $18.2M of cash. At fiscal year end, Investar held $2.83B in total assets against $2.53B in total liabilities.
Open the full interactive Investar financials → Quarterly statements, key ratios, valuation history and price charts.
Investar Key Stats
| Share Price | $28.85 |
|---|---|
| Market Cap | $448.3M |
| P/E Ratio | 13.5 |
| Revenue YoY Growth | +7.5% |
| 52-Week Range | $21.17 – $30.97 |
| Shares Outstanding | 13.8 million (basic, 2026 Q2) |
Investar Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $73.5M | $83.8M | $89.8M | $74.5M | $69.8M | $80.8M |
| Provision for Credit Losses | $11.2M | $22.9M | $2.9M | -$2.0M | -$3.5M | -$3.4M |
| Noninterest Income | $12.1M | $12.0M | $18.4M | $6.5M | $14.2M | $9.5M |
| Noninterest Expense | $57.1M | $63.1M | $60.9M | $62.6M | $63.0M | $65.7M |
| Revenue | $85.6M | $95.9M | $108.1M | $81.1M | $84.0M | $90.2M |
| Pre-Tax Income | $17.3M | $9.9M | $44.3M | $20.4M | $24.4M | $27.9M |
| Income Tax | $3.5M | $1.9M | $8.6M | $3.8M | $4.2M | $5.0M |
| Net Income | $13.9M | $8.0M | $35.7M | $16.7M | $20.3M | $22.9M |
| Diluted EPS | $1.27 | $0.76 | $3.50 | $1.69 | $2.04 | $2.13 |
Investar Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $24.1M | $23.5M | $35.6M | $36.5M |
| Net Income | $6.2M | $5.9M | $12.0M | $9.5M |
| Diluted EPS | $0.54 | $0.55 | $0.77 | $0.61 |
Investar Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | $1.84B | — | — | — | — | $2.15B |
| Total Assets | $2.32B | $2.51B | $2.75B | $2.82B | $2.72B | $2.83B |
| Deposits | $1.89B | $2.12B | $2.08B | $2.26B | $2.35B | $2.35B |
| Total Long-Term Debt | $169.3M | $9.8M | $9.8M | $9.8M | $9.8M | $9.8M |
| Total Liabilities | $2.08B | $2.27B | $2.54B | $2.59B | $2.48B | $2.53B |
| Shareholders' Equity | $243.3M | $242.6M | $215.8M | $226.8M | $241.3M | $301.1M |
Investar Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $17.7M | $33.5M | $42.7M | $26.2M | $15.9M | $18.2M |
| Cash From Investing | -$148.1M | $53.4M | -$351.0M | -$73.5M | $90.1M | -$83.9M |
| Cash From Financing | $121.1M | -$25.2M | $251.5M | $39.0M | -$110.1M | $79.3M |
Figures from Investar's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Investar financials page for every line item.
Investar Company Profile
| Ticker | ISTR |
|---|---|
| Exchange | Nasdaq |
| Industry | State Commercial Banks |
| Headquarters | Baton Rouge, Louisiana |
| Incorporated in | Louisiana |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer, smaller reporting company |
| SEC CIK | 0001602658 |
Frequently Asked Questions
What was Investar's revenue in fiscal 2025?
Investar (ISTR) reported revenue of $90.2M for fiscal 2025.
What is Investar's annual revenue history?
Investar's annual revenue by fiscal year: 2020: $85.6M; 2021: $95.9M; 2022: $108.1M; 2023: $81.1M; 2024: $84.0M; 2025: $90.2M.
What was Investar's net income in fiscal 2025?
Investar reported net income of $22.9M for fiscal 2025.
What was Investar's earnings per share (EPS) in fiscal 2025?
Investar's diluted EPS was $2.13 for fiscal 2025 (adjusted for any later stock splits).
What was Investar's revenue last quarter?
In its most recent reported quarter (2026 Q2), Investar reported revenue of $36.5M.
How much debt does Investar have?
Investar reported $9.8M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Investar are outstanding?
Investar reported a weighted average of 13.8 million basic shares outstanding in 2026 Q2.
What is Investar's market cap?
Based on its latest closing price, Investar (ISTR) has a market capitalization of about $448.3M.
When does Investar's fiscal year end?
Investar's fiscal year end, as registered with the SEC, is December 31.
Where is Investar headquartered?
Investar lists its business address in Baton Rouge, Louisiana in its SEC filings.