RBB Bancorp (RBB) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, RBB Bancorp reported revenue of $129.2M, up 12.6% from $114.7M the year before. Net income was $31.9M (a 24.7% net margin), or $1.83 per diluted share. Net interest income was $112.3M, and the efficiency ratio (noninterest expense / revenue) was 59.4%. Operating activities generated $43.4M of cash, leaving $42.6M of free cash flow. At fiscal year end, RBB Bancorp held $4.21B in total assets against $3.68B in total liabilities, including $212.3M of cash and equivalents.
Open the full interactive RBB Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
RBB Bancorp Key Stats
| Share Price | $25.70 |
|---|---|
| Market Cap | $440.5M |
| P/E Ratio | 14.0 |
| Dividend Yield | 2.51% |
| Revenue YoY Growth | +12.6% |
| 52-Week Range | $16.35 – $27.75 |
| Shares Outstanding | 17.0 million (basic, 2026 Q2) |
RBB Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $104.8M | — | $149.6M | $119.3M | $99.4M | $112.3M |
| Provision for Credit Losses | $11.8M | — | $4.9M | $3.9M | $9.8M | $10.4M |
| Noninterest Income | $14.0M | — | $11.3M | $15.0M | $15.3M | $16.9M |
| Noninterest Expense | $59.5M | — | $64.5M | $70.7M | $69.2M | $76.7M |
| Revenue | $118.8M | $7.1M | $160.8M | $134.3M | $114.7M | $129.2M |
| Pre-Tax Income | $47.5M | $80.9M | $91.3M | $60.2M | $35.7M | $42.1M |
| Income Tax | $14.5M | $24.0M | $27.0M | $17.8M | $9.0M | $10.2M |
| Net Income | $32.9M | $56.9M | $64.3M | $42.5M | $26.7M | $31.9M |
| Diluted EPS | $1.65 | $2.86 | $3.33 | $2.24 | $1.47 | $1.83 |
RBB Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $32.6M | $32.3M | $34.8M | $33.1M |
| Net Income | $10.1M | $10.2M | $11.3M | $10.1M |
| Diluted EPS | $0.59 | $0.58 | $0.66 | $0.59 |
RBB Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $194.7M | $694.4M | $83.5M | — | $257.7M | $212.3M |
| Loans (Net) | $2.68B | — | — | — | — | $3.30B |
| Total Assets | $3.35B | $4.23B | $3.92B | $4.03B | $3.99B | $4.21B |
| Deposits | $2.64B | — | $2.98B | $3.17B | $3.08B | $3.35B |
| Total Long-Term Debt | $104.4M | $173.0M | $173.6M | $119.1M | $119.5M | $119.9M |
| Total Liabilities | $2.92B | $3.76B | $3.43B | $3.51B | $3.48B | $3.68B |
| Shareholders' Equity | $428.5M | $466.7M | $484.6M | $511.3M | $507.9M | $523.4M |
RBB Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $124.5M | $202.2M | $93.8M | $51.3M | $58.5M | $43.4M |
| Cash From Investing | -$446.0M | -$504.2M | -$260.2M | $243.3M | -$160.4M | -$260.2M |
| Cash From Financing | $334.4M | $801.7M | -$444.5M | $53.2M | -$71.7M | $171.4M |
| Free Cash Flow | $120.3M | $200.2M | $91.7M | $50.6M | $57.7M | $42.6M |
| Dividends Paid | $6.6M | $9.9M | $10.7M | $12.2M | $11.7M | $11.3M |
Figures from RBB Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full RBB Bancorp financials page for every line item.
RBB Bancorp Company Profile
| Ticker | RBB |
|---|---|
| Exchange | Nasdaq |
| Industry | State Commercial Banks |
| Headquarters | Los Angeles, California |
| Incorporated in | California |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0001499422 |
Frequently Asked Questions
What was RBB Bancorp's revenue in fiscal 2025?
RBB Bancorp (RBB) reported revenue of $129.2M for fiscal 2025.
What is RBB Bancorp's annual revenue history?
RBB Bancorp's annual revenue by fiscal year: 2020: $118.8M; 2021: $7.1M; 2022: $160.8M; 2023: $134.3M; 2024: $114.7M; 2025: $129.2M.
What was RBB Bancorp's net income in fiscal 2025?
RBB Bancorp reported net income of $31.9M for fiscal 2025.
What was RBB Bancorp's earnings per share (EPS) in fiscal 2025?
RBB Bancorp's diluted EPS was $1.83 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did RBB Bancorp generate in fiscal 2025?
RBB Bancorp generated $42.6M of free cash flow in fiscal 2025.
What was RBB Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), RBB Bancorp reported revenue of $33.1M.
How much debt does RBB Bancorp have?
RBB Bancorp reported $119.9M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of RBB Bancorp are outstanding?
RBB Bancorp reported a weighted average of 17.0 million basic shares outstanding in 2026 Q2.
What is RBB Bancorp's market cap?
Based on its latest closing price, RBB Bancorp (RBB) has a market capitalization of about $440.5M.
When does RBB Bancorp's fiscal year end?
RBB Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is RBB Bancorp headquartered?
RBB Bancorp lists its business address in Los Angeles, California in its SEC filings.