Jefferson Capital, Inc. / DE (JCAP) Financial Statements
Industry: Short-Term Business Credit Institutions
In fiscal 2025, Jefferson Capital, Inc. / DE reported revenue of $613.3M. Net income was $188.0M (a 30.6% net margin), or $5.64 per diluted share. Operating margin was 51.6%. Operating activities generated $268.8M of cash. At fiscal year end, Jefferson Capital, Inc. / DE held $2.09B in total assets against $1.61B in total liabilities, including $23.2M of cash and equivalents.
Open the full interactive Jefferson Capital, Inc. / DE financials → Quarterly statements, key ratios, valuation history and price charts.
Jefferson Capital, Inc. / DE Key Stats
| Share Price | $20.54 |
|---|---|
| Market Cap | $1.14B |
| P/E Ratio | 3.6 |
| Dividend Yield | 6.80% |
| 52-Week Range | $15.35 – $23.74 |
| Shares Outstanding | 55.5 million (basic, 2026 Q2) |
Jefferson Capital, Inc. / DE Income Statement
| FY 2025 | |
|---|---|
| Revenue | $613.3M |
| Operating Income | $316.5M |
| Pre-Tax Income | $218.4M |
| Income Tax | $30.5M |
| Net Income | $188.0M |
| Diluted EPS | $5.64 |
Jefferson Capital, Inc. / DE Quarterly Results
| 2025 Q2 | 2025 Q3 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $152.7M | $150.8M | $176.4M | $177.5M |
| Net Income | $47.7M | $38.4M | $37.6M | $41.3M |
| Diluted EPS | $16.76 | $0.59 | $0.61 | $0.67 |
Jefferson Capital, Inc. / DE Balance Sheet
| FY 2025 | |
|---|---|
| Cash & Equivalents | $23.2M |
| Total Assets | $2.09B |
| Total Long-Term Debt | $1.41B |
| Total Liabilities | $1.61B |
| Shareholders' Equity | $476.1M |
Jefferson Capital, Inc. / DE Cash Flow Statement
| FY 2025 | |
|---|---|
| Cash From Operations | $268.8M |
| Cash From Investing | -$401.9M |
| Cash From Financing | $149.7M |
| Dividends Paid | $63.5M |
Figures from Jefferson Capital, Inc. / DE's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Jefferson Capital, Inc. / DE financials page for every line item.
Jefferson Capital, Inc. / DE Company Profile
| Ticker | JCAP |
|---|---|
| Exchange | Nasdaq |
| Industry | Short-Term Business Credit Institutions |
| Headquarters | Minneapolis, Minnesota |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Emerging growth company |
| SEC CIK | 0002046042 |
Frequently Asked Questions
What was Jefferson Capital, Inc. / DE's revenue in fiscal 2025?
Jefferson Capital, Inc. / DE (JCAP) reported revenue of $613.3M for fiscal 2025.
What was Jefferson Capital, Inc. / DE's net income in fiscal 2025?
Jefferson Capital, Inc. / DE reported net income of $188.0M for fiscal 2025.
What was Jefferson Capital, Inc. / DE's earnings per share (EPS) in fiscal 2025?
Jefferson Capital, Inc. / DE's diluted EPS was $5.64 for fiscal 2025 (adjusted for any later stock splits).
What was Jefferson Capital, Inc. / DE's revenue last quarter?
In its most recent reported quarter (2026 Q2), Jefferson Capital, Inc. / DE reported revenue of $177.5M.
How much debt does Jefferson Capital, Inc. / DE have?
Jefferson Capital, Inc. / DE reported $1.41B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Jefferson Capital, Inc. / DE are outstanding?
Jefferson Capital, Inc. / DE reported a weighted average of 55.5 million basic shares outstanding in 2026 Q2.
What is Jefferson Capital, Inc. / DE's market cap?
Based on its latest closing price, Jefferson Capital, Inc. / DE (JCAP) has a market capitalization of about $1.14B.
When does Jefferson Capital, Inc. / DE's fiscal year end?
Jefferson Capital, Inc. / DE's fiscal year end, as registered with the SEC, is December 31.
Where is Jefferson Capital, Inc. / DE headquartered?
Jefferson Capital, Inc. / DE lists its business address in Minneapolis, Minnesota in its SEC filings.
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