Pra Group Inc (PRAA) Financial Statements
Industry: Short-Term Business Credit Institutions
In fiscal 2025, Pra reported revenue of $1.20B, up 7.8% from $1.11B the year before. Net income was -$305.1M (a -25.4% net margin), or -$7.79 per diluted share. Operating margin was -2.5%. Operating activities generated -$85.5M of cash, leaving -$90.4M of free cash flow. At fiscal year end, Pra held $5.10B in total assets against $4.06B in total liabilities, including $104.4M of cash and equivalents.
Open the full interactive Pra financials → Quarterly statements, key ratios, valuation history and price charts.
Pra Key Stats
| Share Price | $20.47 |
|---|---|
| Market Cap | $784.1M |
| Revenue YoY Growth | +7.8% |
| 52-Week Range | $10.42 – $22.23 |
| Shares Outstanding | 38.1 million (basic, 2026 Q2) |
Pra Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $1.07B | $1.10B | $966.5M | $802.6M | $1.11B | $1.20B |
| Operating Income | $349.7M | $375.0M | $285.8M | $100.5M | $339.7M | -$30.3M |
| Pre-Tax Income | $208.9M | $250.3M | $154.8M | -$82.9M | $109.6M | -$243.2M |
| Income Tax | $41.2M | $54.8M | $36.8M | -$16.1M | $21.0M | $46.7M |
| Net Income | $149.3M | $183.2M | $117.1M | -$83.5M | $70.6M | -$305.1M |
| Diluted EPS | $3.26 | $4.04 | $2.94 | -$2.13 | $1.79 | -$7.79 |
Pra Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $311.1M | $333.4M | $314.5M | $372.2M |
| Net Income | -$407.7M | $56.5M | $28.2M | $57.9M |
| Diluted EPS | -$10.43 | $1.44 | $0.73 | $1.51 |
Pra Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $108.6M | $87.6M | $83.4M | $112.5M | $105.9M | $104.4M |
| Total Assets | $4.45B | $4.37B | $4.18B | $4.53B | $4.93B | $5.10B |
| Total Long-Term Debt | $2.66B | $2.61B | $2.49B | $2.91B | $3.33B | $3.70B |
| Total Liabilities | $3.08B | $3.04B | $2.89B | $3.29B | $3.74B | $4.06B |
| Shareholders' Equity | $1.34B | $1.29B | $1.23B | $1.17B | $1.14B | $979.9M |
Pra Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $141.7M | $84.9M | $21.6M | -$97.5M | -$94.6M | -$85.5M |
| Cash From Investing | $115.0M | $160.4M | $120.5M | -$234.9M | -$382.5M | -$59.9M |
| Cash From Financing | -$252.1M | -$262.8M | -$121.3M | $355.3M | $490.8M | $116.0M |
| Free Cash Flow | $124.5M | $73.7M | $8.3M | -$100.4M | -$98.6M | -$90.4M |
Figures from Pra's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Pra financials page for every line item.
Pra Company Profile
| Ticker | PRAA |
|---|---|
| Exchange | Nasdaq |
| Industry | Short-Term Business Credit Institutions |
| Headquarters | Norfolk, Virginia |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001185348 |
Frequently Asked Questions
What was Pra's revenue in fiscal 2025?
Pra (PRAA) reported revenue of $1.20B for fiscal 2025.
What is Pra's annual revenue history?
Pra's annual revenue by fiscal year: 2020: $1.07B; 2021: $1.10B; 2022: $966.5M; 2023: $802.6M; 2024: $1.11B; 2025: $1.20B.
What was Pra's net income in fiscal 2025?
Pra reported net income of -$305.1M for fiscal 2025.
What was Pra's earnings per share (EPS) in fiscal 2025?
Pra's diluted EPS was -$7.79 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Pra generate in fiscal 2025?
Pra generated -$90.4M of free cash flow in fiscal 2025.
What was Pra's revenue last quarter?
In its most recent reported quarter (2026 Q2), Pra reported revenue of $372.2M.
How much debt does Pra have?
Pra reported $3.70B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Pra are outstanding?
Pra reported a weighted average of 38.1 million basic shares outstanding in 2026 Q2.
What is Pra's market cap?
Based on its latest closing price, Pra (PRAA) has a market capitalization of about $784.1M.
When does Pra's fiscal year end?
Pra's fiscal year end, as registered with the SEC, is December 31.
Where is Pra headquartered?
Pra lists its business address in Norfolk, Virginia in its SEC filings.
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