Lendway, Inc. (LDWY) Financial Statements
Industry: Agricultural Production-Crops
In fiscal 2026, Lendway reported revenue of $48.1M, up 27.4% from $37.8M the year before. Net income was -$11.2M (a -23.2% net margin), or -$4.43 per diluted share. Gross margin was 16.4% and operating margin was -35.0%. Operating activities generated -$4.0M of cash, leaving -$4.4M of free cash flow. At fiscal year end, Lendway held $84.4M in total assets against $71.1M in total liabilities.
Open the full interactive Lendway financials → Quarterly statements, key ratios, valuation history and price charts.
Lendway Key Stats
| Share Price | $2.60 |
|---|---|
| Market Cap | $6.6M |
| Revenue YoY Growth | +27.4% |
| 52-Week Range | $2.50 – $5.25 |
| Shares Outstanding | 2.5 million (basic, 2026 Q4) |
Lendway Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2026 | |
|---|---|---|---|---|---|---|
| Revenue | $17.7M | $19.5M | $18.8M | $0 | $37.8M | $48.1M |
| Cost of Goods Sold | $14.6M | $16.3M | $15.5M | — | $31.3M | $40.2M |
| Gross Profit | $3.0M | $3.2M | $3.3M | — | $6.5M | $7.9M |
| Operating Income | -$4.6M | -$4.8M | $9.6M | -$3.5M | -$6.7M | -$16.9M |
| Pre-Tax Income | -$4.5M | $273,000 | $0 | -$3.0M | -$9.2M | -$14.0M |
| Income Tax | -$191,000 | $42,000 | -$218,000 | $20,000 | -$2.3M | -$579,000 |
| Net Income | -$4.3M | -$3.5M | $10.0M | $2.4M | -$5.7M | -$11.2M |
| Diluted EPS | -$2.48 | -$2.01 | $5.59 | $1.36 | -$3.24 | -$4.43 |
Lendway Quarterly Results
| 2026 Q1 | 2026 Q2 | 2026 Q3 | 2026 Q4 | |
|---|---|---|---|---|
| Revenue | $5.2M | $6.7M | $14.4M | $21.8M |
| Net Income | -$2.9M | -$2.3M | -$765,000 | -$5.3M |
| Diluted EPS | -$1.61 | -$1.29 | -$0.43 | -$2.10 |
Lendway Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2026 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $7.1M | — | — | — | — | — |
| Current Assets | $13.8M | $10.4M | $20.8M | $16.6M | $18.8M | $17.9M |
| Total Assets | $14.1M | $10.7M | $21.0M | $16.7M | $100.0M | $84.4M |
| Current Liabilities | $5.1M | $6.6M | $7.4M | $1.1M | $7.8M | $10.6M |
| Total Long-Term Debt | $1.1M | — | — | — | $38.5M | $20.7M |
| Total Liabilities | $6.4M | $7.5M | $7.6M | $1.1M | $90.1M | $71.1M |
| Shareholders' Equity | $7.7M | $3.2M | $13.4M | $15.5M | $9.8M | $13.3M |
Lendway Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2026 | |
|---|---|---|---|---|---|---|
| Cash From Operations | -$1.6M | -$3.0M | $10.7M | $518,000 | -$4.1M | -$4.0M |
| Cash From Investing | $139,000 | -$90,000 | -$29,000 | $1.5M | -$35.1M | -$433,000 |
| Cash From Financing | $1.1M | -$187,000 | $39,000 | -$473,000 | $24.9M | $5.3M |
| Free Cash Flow | -$1.6M | -$3.1M | $10.6M | $479,000 | -$5.2M | -$4.4M |
| Dividends Paid | $14,000 | — | — | — | — | — |
Figures from Lendway's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Lendway financials page for every line item.
Lendway Company Profile
| Ticker | LDWY |
|---|---|
| Exchange | Nasdaq |
| Industry | Agricultural Production-Crops |
| Headquarters | Minneapolis, Minnesota |
| Incorporated in | Delaware |
| Fiscal Year End | June 30 |
| SEC Filer Category | Non-accelerated filer, smaller reporting company |
| SEC CIK | 0000875355 |
Frequently Asked Questions
What was Lendway's revenue in fiscal 2026?
Lendway (LDWY) reported revenue of $48.1M for fiscal 2026.
What is Lendway's annual revenue history?
Lendway's annual revenue by fiscal year: 2020: $17.7M; 2021: $19.5M; 2022: $18.8M; 2023: $0; 2024: $37.8M; 2026: $48.1M.
What was Lendway's net income in fiscal 2026?
Lendway reported net income of -$11.2M for fiscal 2026.
What was Lendway's earnings per share (EPS) in fiscal 2026?
Lendway's diluted EPS was -$4.43 for fiscal 2026 (adjusted for any later stock splits).
How much free cash flow did Lendway generate in fiscal 2026?
Lendway generated -$4.4M of free cash flow in fiscal 2026.
What was Lendway's revenue last quarter?
In its most recent reported quarter (2026 Q4), Lendway reported revenue of $21.8M.
How much debt does Lendway have?
Lendway reported $20.7M of long-term debt, including the current portion, at the end of fiscal 2026.
How many shares of Lendway are outstanding?
Lendway reported a weighted average of 2.5 million basic shares outstanding in 2026 Q4.
What is Lendway's market cap?
Based on its latest closing price, Lendway (LDWY) has a market capitalization of about $6.6M.
When does Lendway's fiscal year end?
Lendway's fiscal year end, as registered with the SEC, is June 30.
Where is Lendway headquartered?
Lendway lists its business address in Minneapolis, Minnesota in its SEC filings.