LM Funding America, Inc. (LMFA) Financial Statements
Industry: Finance Services
In fiscal 2025, LM Funding America reported revenue of $8.8M, down 19.6% from $11.0M the year before. Net income was -$26.9M (a -304.4% net margin), or -$82.00 per diluted share. Operating margin was -258.7%. Operating activities generated -$14.0M of cash, leaving -$16.2M of free cash flow. At fiscal year end, LM Funding America held $51.3M in total assets against $22.4M in total liabilities.
Open the full interactive LM Funding America financials → Quarterly statements, key ratios, valuation history and price charts.
LM Funding America Key Stats
| Share Price | $0.81 |
|---|---|
| Market Cap | $710,541 |
| Revenue YoY Growth | -19.6% |
| 52-Week Range | $0.81 – $31.75 |
| Shares Outstanding | 875,050 (basic, 2026 Q2) |
LM Funding America Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $1.3M | $898,941 | $1.7M | $13.0M | $11.0M | $8.8M |
| Operating Income | -$4.1M | -$8.4M | -$24.7M | -$10.1M | -$6.5M | -$22.9M |
| Pre-Tax Income | -$4.1M | $5.3M | -$26.4M | -$18.8M | -$7.7M | -$27.0M |
| Income Tax | -$16,428 | $326,178 | $1.4M | $60,571 | $0 | $0 |
| Net Income | -$4.0M | $4.8M | -$29.2M | -$15.9M | -$7.3M | -$26.9M |
| Diluted EPS | -$375.00 | $90.00 | -$334.50 | -$174.50 | -$125.50 | -$82.00 |
LM Funding America Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $2.2M | $2.4M | $2.1M | $2.1M |
| Net Income | -$3.7M | -$17.9M | -$10.1M | -$4.6M |
| Diluted EPS | -$10.25 | -$2.06 | -$11.75 | -$5.26 |
LM Funding America Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $11.6M | $32.6M | — | — | — | — |
| Current Assets | $12.1M | $38.5M | $10.5M | $10.2M | $13.5M | $23.5M |
| Total Assets | $12.3M | $62.1M | $53.2M | $37.7M | $44.0M | $51.3M |
| Current Liabilities | $491,689 | $1.1M | $2.2M | $2.8M | $1.6M | $19.9M |
| Total Long-Term Debt | $185,785 | $114,688 | $475,775 | $567,586 | $6.8M | $19.9M |
| Total Liabilities | $849,122 | $1.1M | $2.4M | $2.9M | $8.7M | $22.4M |
| Shareholders' Equity | $11.5M | $60.8M | $49.2M | $36.2M | $37.0M | $30.6M |
LM Funding America Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | -$3.5M | $3.5M | -$9.1M | -$3.4M | -$11.9M | -$14.0M |
| Cash From Investing | $1.5M | -$24.0M | -$18.9M | $2.3M | $379,421 | -$19.5M |
| Cash From Financing | $12.6M | $41.5M | -$299,033 | -$731,031 | $12.5M | $31.6M |
| Free Cash Flow | -$3.5M | $3.5M | -$9.2M | -$5.0M | -$13.7M | -$16.2M |
Figures from LM Funding America's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full LM Funding America financials page for every line item.
LM Funding America Company Profile
| Ticker | LMFA |
|---|---|
| Exchange | Nasdaq |
| Industry | Finance Services |
| Headquarters | Tampa, Florida |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Non-accelerated filer, smaller reporting company |
| SEC CIK | 0001640384 |
Frequently Asked Questions
What was LM Funding America's revenue in fiscal 2025?
LM Funding America (LMFA) reported revenue of $8.8M for fiscal 2025.
What is LM Funding America's annual revenue history?
LM Funding America's annual revenue by fiscal year: 2020: $1.3M; 2021: $898,941; 2022: $1.7M; 2023: $13.0M; 2024: $11.0M; 2025: $8.8M.
What was LM Funding America's net income in fiscal 2025?
LM Funding America reported net income of -$26.9M for fiscal 2025.
What was LM Funding America's earnings per share (EPS) in fiscal 2025?
LM Funding America's diluted EPS was -$82.00 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did LM Funding America generate in fiscal 2025?
LM Funding America generated -$16.2M of free cash flow in fiscal 2025.
What was LM Funding America's revenue last quarter?
In its most recent reported quarter (2026 Q2), LM Funding America reported revenue of $2.1M.
How much debt does LM Funding America have?
LM Funding America reported $19.9M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of LM Funding America are outstanding?
LM Funding America reported a weighted average of 875,050 basic shares outstanding in 2026 Q2.
What is LM Funding America's market cap?
Based on its latest closing price, LM Funding America (LMFA) has a market capitalization of about $710,541.
When does LM Funding America's fiscal year end?
LM Funding America's fiscal year end, as registered with the SEC, is December 31.
Where is LM Funding America headquartered?
LM Funding America lists its business address in Tampa, Florida in its SEC filings.