SHF Holdings, Inc. (SHFS) Financial Statements
Industry: Finance Services
In fiscal 2025, SHF reported revenue of $7.7M, down 49.7% from $15.2M the year before. Net income was -$2.2M (a -28.2% net margin), or -$9.84 per diluted share. Operating margin was -70.4%. Operating activities generated -$3.4M of cash, leaving -$3.4M of free cash flow. At fiscal year end, SHF held $17.2M in total assets against $9.0M in total liabilities, including $6.8M of cash and equivalents.
Open the full interactive SHF financials → Quarterly statements, key ratios, valuation history and price charts.
SHF Key Stats
| Share Price | $0.27 |
|---|---|
| Market Cap | $157,035 |
| Revenue YoY Growth | -49.7% |
| 52-Week Range | $0.27 – $51.36 |
| Shares Outstanding | 577,335 (basic, 2026 Q2) |
SHF Income Statement
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|
| Revenue | $9.5M | $17.6M | $15.2M | $7.7M |
| Operating Income | -$2.2M | -$20.7M | -$7.1M | -$5.4M |
| Pre-Tax Income | -$44.4M | -$19.1M | -$4.5M | -$2.2M |
| Income Tax | -$9.3M | -$1.8M | $43.9M | -$58,470 |
| Net Income | -$35.1M | -$17.3M | -$48.3M | -$2.2M |
| Diluted EPS | -$444.00 | -$98.40 | -$209.16 | -$9.84 |
SHF Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $1.8M | $2.1M | $2.0M | $1.9M |
| Net Income | $179,508 | -$1.1M | -$1.8M | -$1.5M |
| Diluted EPS | $0.72 | -$0.38 | -$5.16 | -$4.32 |
SHF Balance Sheet
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|
| Cash & Equivalents | $8.4M | $4.9M | $2.3M | $6.8M |
| Current Assets | $10.2M | $7.8M | $11.7M | $12.2M |
| Total Assets | $99.3M | $67.9M | $13.2M | $17.2M |
| Current Liabilities | $49.6M | $7.9M | $12.7M | $6.5M |
| Total Long-Term Debt | $18.9M | — | $11.0M | — |
| Total Liabilities | $94.2M | $33.5M | $25.5M | $9.0M |
| Shareholders' Equity | $5.1M | $34.4M | -$12.3M | $8.2M |
SHF Cash Flow Statement
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|
| Cash From Operations | $1.7M | -$832,144 | $430,477 | -$3.4M |
| Cash From Investing | -$2.9M | -$2.2M | $12,394 | $442,186 |
| Cash From Financing | $4.1M | -$488,834 | -$3.0M | $7.4M |
| Free Cash Flow | $1.7M | -$1.0M | $222,043 | -$3.4M |
Figures from SHF's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full SHF financials page for every line item.
SHF Company Profile
| Ticker | SHFS |
|---|---|
| Exchange | Nasdaq |
| Industry | Finance Services |
| Headquarters | Golden, Colorado |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Emerging growth company |
| SEC CIK | 0001854963 |
Frequently Asked Questions
What was SHF's revenue in fiscal 2025?
SHF (SHFS) reported revenue of $7.7M for fiscal 2025.
What is SHF's annual revenue history?
SHF's annual revenue by fiscal year: 2022: $9.5M; 2023: $17.6M; 2024: $15.2M; 2025: $7.7M.
What was SHF's net income in fiscal 2025?
SHF reported net income of -$2.2M for fiscal 2025.
What was SHF's earnings per share (EPS) in fiscal 2025?
SHF's diluted EPS was -$9.84 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did SHF generate in fiscal 2025?
SHF generated -$3.4M of free cash flow in fiscal 2025.
What was SHF's revenue last quarter?
In its most recent reported quarter (2026 Q2), SHF reported revenue of $1.9M.
How many shares of SHF are outstanding?
SHF reported a weighted average of 577,335 basic shares outstanding in 2026 Q2.
What is SHF's market cap?
Based on its latest closing price, SHF (SHFS) has a market capitalization of about $157,035.
When does SHF's fiscal year end?
SHF's fiscal year end, as registered with the SEC, is December 31.
Where is SHF headquartered?
SHF lists its business address in Golden, Colorado in its SEC filings.