Magyar Bancorp, Inc. (MGYR) Financial Statements
Industry: Savings Institution, Federally Chartered
In fiscal 2025, Magyar Bancorp reported revenue of $54.7M, up 12.6% from $48.6M the year before. Net income was $9.8M (a 17.8% net margin), or $1.56 per diluted share. Gross margin was 100.0% and operating margin was 100.0%. Operating activities generated $10.4M of cash, leaving $9.8M of free cash flow. At fiscal year end, Magyar Bancorp held $997.7M in total assets against $878.8M in total liabilities, including $7.1M of cash and equivalents.
Open the full interactive Magyar Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Magyar Bancorp Key Stats
| Share Price | $18.81 |
|---|---|
| Market Cap | $118.3M |
| P/E Ratio | 12.1 |
| Revenue YoY Growth | +12.6% |
| 52-Week Range | $15.92 – $19.83 |
| Shares Outstanding | 6.2 million (basic, 2026 Q3) |
Magyar Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $28.6M | $31.9M | $32.2M | $40.8M | $48.6M | $54.7M |
| Cost of Goods Sold | $0 | $0 | $0 | $0 | $0 | $0 |
| Gross Profit | $28.6M | $31.9M | $32.2M | $40.8M | $48.6M | $54.7M |
| Operating Income | $28.6M | $31.9M | $32.2M | $40.8M | $48.6M | $54.7M |
| Pre-Tax Income | $3.1M | $8.7M | $11.2M | $10.7M | $11.1M | $13.8M |
| Income Tax | $921,000 | $2.6M | $3.2M | $3.0M | $3.3M | $4.0M |
| Net Income | $2.2M | $6.1M | $7.9M | $7.7M | $7.8M | $9.8M |
| Diluted EPS | $0.38 | $1.01 | $1.17 | $1.20 | $1.23 | $1.56 |
Magyar Bancorp Quarterly Results
| 2025 Q4 | 2026 Q1 | 2026 Q2 | 2026 Q3 | |
|---|---|---|---|---|
| Revenue | $14.3M | $14.6M | $15.0M | $15.3M |
| Net Income | $2.5M | $3.1M | $3.0M | $3.1M |
| Diluted EPS | $0.40 | $0.50 | $0.48 | $0.49 |
Magyar Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $61.7M | $75.2M | $30.9M | $72.5M | $25.6M | $7.1M |
| Total Assets | $754.0M | $774.0M | $798.5M | $907.3M | $951.9M | $997.7M |
| Total Long-Term Debt | $67.4M | $23.4M | — | $29.5M | $28.6M | $49.1M |
| Total Liabilities | $697.1M | $676.3M | $700.0M | $802.5M | $841.4M | $878.8M |
| Shareholders' Equity | $56.9M | $97.6M | $98.5M | $104.8M | $110.5M | $118.8M |
Magyar Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $814,000 | $9.3M | $11.2M | $8.5M | $6.3M | $10.4M |
| Cash From Investing | -$80.0M | -$8.2M | -$69.7M | -$66.1M | -$90.3M | -$64.2M |
| Cash From Financing | $119.4M | $12.4M | $14.3M | $99.2M | $37.0M | $35.4M |
| Free Cash Flow | $667,000 | $8.8M | $8.2M | $5.5M | — | $9.8M |
Figures from Magyar Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Magyar Bancorp financials page for every line item.
Magyar Bancorp Company Profile
| Ticker | MGYR |
|---|---|
| Exchange | Nasdaq |
| Industry | Savings Institution, Federally Chartered |
| Headquarters | New Brunswick, New Jersey |
| Fiscal Year End | September 30 |
| SEC Filer Category | Non-accelerated filer, smaller reporting company |
| SEC CIK | 0001337068 |
Frequently Asked Questions
What was Magyar Bancorp's revenue in fiscal 2025?
Magyar Bancorp (MGYR) reported revenue of $54.7M for fiscal 2025.
What is Magyar Bancorp's annual revenue history?
Magyar Bancorp's annual revenue by fiscal year: 2020: $28.6M; 2021: $31.9M; 2022: $32.2M; 2023: $40.8M; 2024: $48.6M; 2025: $54.7M.
What was Magyar Bancorp's net income in fiscal 2025?
Magyar Bancorp reported net income of $9.8M for fiscal 2025.
What was Magyar Bancorp's earnings per share (EPS) in fiscal 2025?
Magyar Bancorp's diluted EPS was $1.56 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Magyar Bancorp generate in fiscal 2025?
Magyar Bancorp generated $9.8M of free cash flow in fiscal 2025.
What was Magyar Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q3), Magyar Bancorp reported revenue of $15.3M.
How much debt does Magyar Bancorp have?
Magyar Bancorp reported $49.1M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Magyar Bancorp are outstanding?
Magyar Bancorp reported a weighted average of 6.2 million basic shares outstanding in 2026 Q3.
What is Magyar Bancorp's market cap?
Based on its latest closing price, Magyar Bancorp (MGYR) has a market capitalization of about $118.3M.
When does Magyar Bancorp's fiscal year end?
Magyar Bancorp's fiscal year end, as registered with the SEC, is September 30.
Where is Magyar Bancorp headquartered?
Magyar Bancorp lists its business address in New Brunswick, New Jersey in its SEC filings.
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