Riverview Bancorp Inc (RVSB) Financial Statements
Industry: Savings Institution, Federally Chartered
In fiscal 2026, Riverview Bancorp reported revenue of $43.1M, down 14.9% from $50.6M the year before. Net income was -$4.3M (a -10.1% net margin), or -$0.21 per diluted share. Net interest income was $40.3M, and the efficiency ratio (noninterest expense / revenue) was 110.6%. Operating activities generated $12.0M of cash, leaving $11.3M of free cash flow. At fiscal year end, Riverview Bancorp held $1.46B in total assets against $1.32B in total liabilities, including $116.9M of cash and equivalents.
Open the full interactive Riverview Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Riverview Bancorp Key Stats
| Share Price | $6.02 |
|---|---|
| Market Cap | $122.6M |
| Dividend Yield | 1.35% |
| Revenue YoY Growth | -14.8% |
| 52-Week Range | $4.95 – $6.04 |
| Shares Outstanding | 20.4 million (basic, 2027 Q1) |
Riverview Bancorp Income Statement
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $44.9M | $47.6M | $51.6M | $38.1M | $36.3M | $40.3M |
| Provision for Credit Losses | $6.3M | -$4.6M | $750,000 | $0 | $100,000 | $1.3M |
| Noninterest Income | $11.1M | $12.7M | $12.2M | $10.2M | $14.3M | $2.7M |
| Noninterest Expense | $36.3M | $36.7M | $39.4M | $43.7M | $44.3M | $47.7M |
| Revenue | $56.0M | $60.4M | $63.8M | $48.3M | $50.6M | $43.1M |
| Pre-Tax Income | $13.5M | $28.3M | $23.7M | $4.6M | $6.2M | -$5.8M |
| Income Tax | $3.0M | $6.5M | $5.6M | $802,000 | $1.3M | -$1.5M |
| Net Income | $10.5M | $21.8M | $18.1M | $3.8M | $4.9M | -$4.3M |
| Diluted EPS | $0.47 | $0.98 | $0.83 | $0.18 | $0.23 | -$0.21 |
Riverview Bancorp Quarterly Results
| 2026 Q2 | 2026 Q3 | 2026 Q4 | 2027 Q1 | |
|---|---|---|---|---|
| Revenue | $13.6M | $14.0M | $2.1M | $15.0M |
| Net Income | $1.1M | $1.4M | -$8.0M | $1.7M |
| Diluted EPS | $0.05 | $0.07 | -$0.39 | $0.08 |
Riverview Bancorp Balance Sheet
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $265.4M | $241.4M | $22.0M | $23.6M | $29.4M | $116.9M |
| Loans (Net) | $924.1M | $975.9M | $993.5M | $1.01B | $1.05B | $1.08B |
| Total Assets | $1.55B | $1.74B | $1.59B | $1.52B | $1.51B | $1.46B |
| Deposits | $1.35B | $1.53B | $1.27B | $1.23B | $1.23B | $1.25B |
| Total Long-Term Debt | $26.7M | $26.8M | $150.7M | $115.3M | $103.5M | $43.3M |
| Total Liabilities | $1.40B | $1.58B | $1.43B | $1.37B | $1.35B | $1.32B |
| Shareholders' Equity | $151.6M | $157.2M | $155.2M | $155.6M | $160.0M | $145.6M |
Riverview Bancorp Cash Flow Statement
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $24.2M | $16.5M | $13.6M | $12.8M | $8.3M | $12.0M |
| Cash From Investing | -$150.2M | -$221.7M | -$76.2M | $63.6M | $13.3M | $118.3M |
| Cash From Financing | $349.5M | $181.2M | -$156.7M | -$74.7M | -$15.8M | -$42.9M |
| Free Cash Flow | $20.6M | $13.2M | $8.6M | $7.1M | $5.6M | $11.3M |
| Dividends Paid | $4.5M | $4.7M | $5.1M | $5.1M | $2.5M | $1.7M |
Figures from Riverview Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Riverview Bancorp financials page for every line item.
Riverview Bancorp Company Profile
| Ticker | RVSB |
|---|---|
| Exchange | Nasdaq |
| Industry | Savings Institution, Federally Chartered |
| Headquarters | Vancouver, Washington |
| Incorporated in | Washington |
| Fiscal Year End | March 31 |
| SEC Filer Category | Non-accelerated filer, smaller reporting company |
| SEC CIK | 0001041368 |
Frequently Asked Questions
What was Riverview Bancorp's revenue in fiscal 2026?
Riverview Bancorp (RVSB) reported revenue of $43.1M for fiscal 2026.
What is Riverview Bancorp's annual revenue history?
Riverview Bancorp's annual revenue by fiscal year: 2021: $56.0M; 2022: $60.4M; 2023: $63.8M; 2024: $48.3M; 2025: $50.6M; 2026: $43.1M.
What was Riverview Bancorp's net income in fiscal 2026?
Riverview Bancorp reported net income of -$4.3M for fiscal 2026.
What was Riverview Bancorp's earnings per share (EPS) in fiscal 2026?
Riverview Bancorp's diluted EPS was -$0.21 for fiscal 2026 (adjusted for any later stock splits).
How much free cash flow did Riverview Bancorp generate in fiscal 2026?
Riverview Bancorp generated $11.3M of free cash flow in fiscal 2026.
What was Riverview Bancorp's revenue last quarter?
In its most recent reported quarter (2027 Q1), Riverview Bancorp reported revenue of $15.0M.
How much debt does Riverview Bancorp have?
Riverview Bancorp reported $43.3M of long-term debt, including the current portion, at the end of fiscal 2026.
How many shares of Riverview Bancorp are outstanding?
Riverview Bancorp reported a weighted average of 20.4 million basic shares outstanding in 2027 Q1.
What is Riverview Bancorp's market cap?
Based on its latest closing price, Riverview Bancorp (RVSB) has a market capitalization of about $122.6M.
When does Riverview Bancorp's fiscal year end?
Riverview Bancorp's fiscal year end, as registered with the SEC, is March 31.
Where is Riverview Bancorp headquartered?
Riverview Bancorp lists its business address in Vancouver, Washington in its SEC filings.
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