Northwest Bancshares, Inc. (NWBI) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Northwest Bancshares reported revenue of $654.7M, up 25.3% from $522.6M the year before. Net income was $126.0M (a 19.2% net margin), or $0.92 per diluted share. Net interest income was $525.4M, and the efficiency ratio (noninterest expense / revenue) was 66.6%. Operating activities generated $153.4M of cash, leaving $141.8M of free cash flow. At fiscal year end, Northwest Bancshares held $16.77B in total assets against $14.88B in total liabilities.
Open the full interactive Northwest Bancshares financials → Quarterly statements, key ratios, valuation history and price charts.
Northwest Bancshares Key Stats
| Share Price | $14.70 |
|---|---|
| P/E Ratio | 16.0 |
| Revenue YoY Growth | +25.3% |
| 52-Week Range | $10.84 – $15.81 |
| Shares Outstanding | 126.8 million (basic, 2024 Q1) |
Northwest Bancshares Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $391.7M | $391.3M | $420.7M | $435.7M | $435.6M | $525.4M |
| Provision for Credit Losses | $84.0M | -$11.9M | $17.9M | $22.9M | $24.5M | $55.6M |
| Noninterest Income | $132.3M | $142.9M | $110.8M | $113.8M | $87.0M | $129.3M |
| Noninterest Expense | $347.5M | $344.9M | $340.0M | $351.6M | $368.5M | $436.3M |
| Revenue | $524.0M | $534.2M | $531.5M | $549.5M | $522.6M | $654.7M |
| Pre-Tax Income | $92.5M | $201.1M | $173.7M | $175.1M | $129.5M | $162.8M |
| Income Tax | $17.7M | $46.8M | $40.0M | $40.1M | $29.3M | $36.8M |
| Net Income | $74.9M | $154.3M | $133.7M | $135.0M | $100.3M | $126.0M |
| Diluted EPS | $0.62 | $1.21 | $1.05 | $1.06 | $0.79 | $0.92 |
Northwest Bancshares Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $168.2M | $179.9M | $175.1M | $181.2M |
| Net Income | $3.2M | $45.7M | $50.5M | $53.5M |
| Diluted EPS | $0.02 | — | $0.34 | $0.36 |
Northwest Bancshares Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | — | $9.91B | $10.80B | $11.29B | $11.06B | $12.86B |
| Total Assets | $13.81B | $14.50B | $14.11B | $14.42B | $14.41B | $16.77B |
| Deposits | $11.60B | $12.30B | $11.46B | $11.98B | $12.14B | $13.94B |
| Total Long-Term Debt | $128.8M | $252.6M | $243.2M | $243.8M | $244.4M | $244.9M |
| Total Liabilities | $12.27B | $12.92B | $12.62B | $12.87B | $12.81B | $14.88B |
| Shareholders' Equity | $1.54B | $1.58B | $1.49B | $1.55B | $1.60B | $1.89B |
Northwest Bancshares Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $140.4M | $205.5M | $175.4M | $92.9M | $127.7M | $153.4M |
| Cash From Investing | -$560.6M | -$233.0M | -$917.4M | -$239.7M | $175.0M | -$127.4M |
| Cash From Financing | $1.10B | $570.5M | -$397.9M | $129.7M | -$136.5M | -$80.8M |
| Free Cash Flow | $128.2M | $187.9M | $171.1M | $84.3M | $125.4M | $141.8M |
| Dividends Paid | $93.1M | $100.3M | $101.5M | $101.7M | $101.9M | $109.9M |
Figures from Northwest Bancshares' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Northwest Bancshares financials page for every line item.
Northwest Bancshares Company Profile
| Ticker | NWBI |
|---|---|
| Exchange | Nasdaq |
| Industry | National Commercial Banks |
| Headquarters | Warren, Pennsylvania |
| Incorporated in | Maryland |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001471265 |
Frequently Asked Questions
What was Northwest Bancshares' revenue in fiscal 2025?
Northwest Bancshares (NWBI) reported revenue of $654.7M for fiscal 2025.
What is Northwest Bancshares' annual revenue history?
Northwest Bancshares' annual revenue by fiscal year: 2020: $524.0M; 2021: $534.2M; 2022: $531.5M; 2023: $549.5M; 2024: $522.6M; 2025: $654.7M.
What was Northwest Bancshares' net income in fiscal 2025?
Northwest Bancshares reported net income of $126.0M for fiscal 2025.
What was Northwest Bancshares' earnings per share (EPS) in fiscal 2025?
Northwest Bancshares' diluted EPS was $0.92 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Northwest Bancshares generate in fiscal 2025?
Northwest Bancshares generated $141.8M of free cash flow in fiscal 2025.
What was Northwest Bancshares' revenue last quarter?
In its most recent reported quarter (2026 Q2), Northwest Bancshares reported revenue of $181.2M.
How much debt does Northwest Bancshares have?
Northwest Bancshares reported $244.9M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Northwest Bancshares are outstanding?
Northwest Bancshares reported a weighted average of 126.8 million basic shares outstanding in 2024 Q1.
When does Northwest Bancshares' fiscal year end?
Northwest Bancshares' fiscal year end, as registered with the SEC, is December 31.
Where is Northwest Bancshares headquartered?
Northwest Bancshares lists its business address in Warren, Pennsylvania in its SEC filings.