Origin Bancorp, Inc. (OBK) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Origin Bancorp reported revenue of $390.8M, up 9.9% from $355.7M the year before. Net income was $75.2M (a 19.2% net margin), or $2.40 per diluted share. Net interest income was $331.0M, and the efficiency ratio (noninterest expense / revenue) was 63.7%. Operating activities generated $158.9M of cash, leaving $151.1M of free cash flow. At fiscal year end, Origin Bancorp held $9.72B in total assets against $8.48B in total liabilities, including $424.2M of cash and equivalents.
Open the full interactive Origin Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Origin Bancorp Key Stats
| Share Price | $51.94 |
|---|---|
| Market Cap | $1.62B |
| P/E Ratio | 21.6 |
| Dividend Yield | 1.36% |
| Revenue YoY Growth | +9.9% |
| 52-Week Range | $31.84 – $54.96 |
| Shares Outstanding | 30.8 million (basic, 2026 Q2) |
Origin Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $191.5M | $216.3M | $275.3M | $299.6M | $300.4M | $331.0M |
| Provision for Credit Losses | $59.9M | -$10.8M | $24.7M | $16.8M | $7.4M | $46.3M |
| Noninterest Income | $64.7M | $62.2M | $57.3M | $58.3M | $55.4M | $59.8M |
| Noninterest Expense | $151.9M | $156.8M | $200.4M | $235.2M | $251.0M | $248.9M |
| Revenue | $256.2M | $278.4M | $332.6M | $357.9M | $355.7M | $390.8M |
| Pre-Tax Income | $44.4M | $132.4M | $107.4M | $105.9M | $97.3M | $95.6M |
| Income Tax | $8.0M | $23.9M | $19.7M | $22.1M | $20.8M | $20.4M |
| Net Income | $36.4M | $108.5M | $87.7M | $83.8M | $76.5M | $75.2M |
| Diluted EPS | $1.55 | $4.60 | $3.28 | $2.71 | $2.45 | $2.40 |
Origin Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $109.8M | $103.4M | $104.0M | $107.6M |
| Net Income | $8.6M | $29.5M | $27.7M | $33.8M |
| Diluted EPS | $0.27 | $0.94 | $0.89 | $1.09 |
Origin Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $377.2M | $705.6M | $359.0M | $280.4M | $470.2M | $424.2M |
| Loans (Net) | — | $5.17B | $7.00B | $7.56B | $7.48B | $7.57B |
| Total Assets | $7.63B | $7.86B | $9.69B | $9.72B | $9.68B | $9.72B |
| Deposits | $5.75B | $6.57B | $7.78B | $8.25B | $8.22B | $8.31B |
| Total Long-Term Debt | $157.2M | $157.4M | $201.8M | $194.3M | $159.9M | $16.5M |
| Total Liabilities | $6.98B | $7.13B | $8.74B | $8.66B | $8.53B | $8.48B |
| Shareholders' Equity | $647.1M | $730.2M | $949.9M | $1.06B | $1.15B | $1.25B |
Origin Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $887,000 | $171.5M | $145.6M | $129.9M | $108.5M | $158.9M |
| Cash From Investing | -$2.12B | $12.9M | -$456.0M | -$130.0M | $231.9M | -$113.7M |
| Cash From Financing | $2.20B | $144.1M | -$36.3M | -$78.4M | -$150.6M | -$91.3M |
| Free Cash Flow | -$6.3M | $166.5M | $137.2M | $103.1M | $86.4M | $151.1M |
| Dividends Paid | $8.9M | $11.5M | $15.9M | $18.6M | $18.7M | $18.9M |
Figures from Origin Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Origin Bancorp financials page for every line item.
Origin Bancorp Company Profile
| Ticker | OBK |
|---|---|
| Exchange | NYSE |
| Industry | State Commercial Banks |
| Headquarters | Ruston, Louisiana |
| Incorporated in | Louisiana |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001516912 |
Frequently Asked Questions
What was Origin Bancorp's revenue in fiscal 2025?
Origin Bancorp (OBK) reported revenue of $390.8M for fiscal 2025.
What is Origin Bancorp's annual revenue history?
Origin Bancorp's annual revenue by fiscal year: 2020: $256.2M; 2021: $278.4M; 2022: $332.6M; 2023: $357.9M; 2024: $355.7M; 2025: $390.8M.
What was Origin Bancorp's net income in fiscal 2025?
Origin Bancorp reported net income of $75.2M for fiscal 2025.
What was Origin Bancorp's earnings per share (EPS) in fiscal 2025?
Origin Bancorp's diluted EPS was $2.40 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Origin Bancorp generate in fiscal 2025?
Origin Bancorp generated $151.1M of free cash flow in fiscal 2025.
What was Origin Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), Origin Bancorp reported revenue of $107.6M.
How much debt does Origin Bancorp have?
Origin Bancorp reported $16.5M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Origin Bancorp are outstanding?
Origin Bancorp reported a weighted average of 30.8 million basic shares outstanding in 2026 Q2.
What is Origin Bancorp's market cap?
Based on its latest closing price, Origin Bancorp (OBK) has a market capitalization of about $1.62B.
When does Origin Bancorp's fiscal year end?
Origin Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is Origin Bancorp headquartered?
Origin Bancorp lists its business address in Ruston, Louisiana in its SEC filings.