QCR Holdings Inc (QCRH) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, QCR reported revenue of $369.5M, up 6.4% from $347.3M the year before. Net income was $127.2M (a 34.4% net margin), or $7.49 per diluted share. Net interest income was $255.2M, and the efficiency ratio (noninterest expense / revenue) was 58.3%. Operating activities generated $421.5M of cash, leaving $354.1M of free cash flow. At fiscal year end, QCR held $9.58B in total assets against $8.46B in total liabilities.
Open the full interactive QCR financials → Quarterly statements, key ratios, valuation history and price charts.
QCR Key Stats
| Share Price | $97.93 |
|---|---|
| Market Cap | $1.62B |
| P/E Ratio | 13.1 |
| Revenue YoY Growth | +6.4% |
| 52-Week Range | $66.74 – $106.43 |
| Shares Outstanding | 16.5 million (basic, 2026 Q2) |
QCR Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $166.9M | $178.2M | $231.1M | $221.0M | $231.8M | $255.2M |
| Provision for Credit Losses | $55.7M | $3.5M | $8.3M | $16.5M | $17.1M | $18.1M |
| Noninterest Income | $113.8M | $100.4M | $80.7M | $132.7M | $115.5M | $114.3M |
| Noninterest Expense | $151.8M | $153.7M | $190.0M | $210.5M | $207.6M | $215.6M |
| Revenue | $280.7M | $278.7M | $311.8M | $353.7M | $347.3M | $369.5M |
| Pre-Tax Income | $73.3M | $121.5M | $113.5M | $126.6M | $122.6M | $135.9M |
| Income Tax | $12.7M | $22.6M | $14.5M | $13.1M | $8.7M | $8.7M |
| Net Income | $60.6M | $98.9M | $99.1M | $113.6M | $113.8M | $127.2M |
| Diluted EPS | $3.80 | $6.20 | $5.87 | $6.73 | $6.71 | $7.49 |
QCR Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $101.5M | $107.0M | $90.4M | $97.3M |
| Net Income | $36.7M | $35.7M | $33.4M | $36.3M |
| Diluted EPS | $2.16 | $2.10 | $1.99 | $2.19 |
QCR Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | $4.17B | $4.60B | — | — | — | — |
| Total Assets | $5.68B | $6.10B | $7.95B | $8.54B | $9.03B | $9.58B |
| Deposits | $4.60B | $4.92B | $5.98B | $6.51B | $7.06B | $7.41B |
| Total Long-Term Debt | $171.7M | $167.0M | $696.3M | $716.8M | $567.7M | $635.9M |
| Total Liabilities | $5.09B | $5.42B | $7.18B | $7.65B | $8.03B | $8.46B |
| Shareholders' Equity | $593.8M | $677.0M | $772.7M | $886.6M | $997.4M | $1.11B |
QCR Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $112.2M | $88.2M | $118.7M | $376.3M | $444.5M | $421.5M |
| Cash From Investing | -$704.5M | -$411.8M | -$634.7M | -$749.3M | -$845.2M | -$854.7M |
| Cash From Financing | $577.4M | $299.7M | $538.2M | $410.3M | $395.3M | $417.9M |
| Free Cash Flow | $107.9M | $74.2M | $85.4M | $361.4M | $400.0M | $354.1M |
Figures from QCR's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full QCR financials page for every line item.
QCR Company Profile
| Ticker | QCRH |
|---|---|
| Exchange | Nasdaq |
| Industry | State Commercial Banks |
| Headquarters | Moline, Illinois |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000906465 |
Frequently Asked Questions
What was QCR's revenue in fiscal 2025?
QCR (QCRH) reported revenue of $369.5M for fiscal 2025.
What is QCR's annual revenue history?
QCR's annual revenue by fiscal year: 2020: $280.7M; 2021: $278.7M; 2022: $311.8M; 2023: $353.7M; 2024: $347.3M; 2025: $369.5M.
What was QCR's net income in fiscal 2025?
QCR reported net income of $127.2M for fiscal 2025.
What was QCR's earnings per share (EPS) in fiscal 2025?
QCR's diluted EPS was $7.49 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did QCR generate in fiscal 2025?
QCR generated $354.1M of free cash flow in fiscal 2025.
What was QCR's revenue last quarter?
In its most recent reported quarter (2026 Q2), QCR reported revenue of $97.3M.
How much debt does QCR have?
QCR reported $635.9M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of QCR are outstanding?
QCR reported a weighted average of 16.5 million basic shares outstanding in 2026 Q2.
What is QCR's market cap?
Based on its latest closing price, QCR (QCRH) has a market capitalization of about $1.62B.
When does QCR's fiscal year end?
QCR's fiscal year end, as registered with the SEC, is December 31.
Where is QCR headquartered?
QCR lists its business address in Moline, Illinois in its SEC filings.