Porch Group, Inc. (PRCH) Financial Statements
Industry: Accident & Health Insurance
In fiscal 2025, Porch reported revenue of $482.4M, up 10.2% from $437.8M the year before. Net income was -$3.4M (a -0.7% net margin), or -$0.03 per diluted share. Gross margin was 70.5% and operating margin was 7.6%. Operating activities generated $66.4M of cash, leaving $66.0M of free cash flow. At fiscal year end, Porch held $797.4M in total assets against $775.0M in total liabilities, including $44.7M of cash and equivalents.
Open the full interactive Porch financials → Quarterly statements, key ratios, valuation history and price charts.
Porch Key Stats
| Share Price | $17.22 |
|---|---|
| Market Cap | $2.08B |
| Revenue YoY Growth | +10.2% |
| 52-Week Range | $6.40 – $18.06 |
| Shares Outstanding | 111.1 million (basic, 2026 Q2) |
Porch Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $73.2M | $192.4M | $275.9M | $430.3M | $437.8M | $482.4M |
| Cost of Goods Sold | $114.6M | $275.8M | $56.3M | $183.5M | $195.9M | $97.8M |
| Gross Profit | $55.7M | $133.7M | $168.4M | $210.1M | $212.2M | $340.0M |
| Operating Income | -$41.4M | -$83.4M | -$177.0M | -$190.4M | -$64.6M | $36.6M |
| Pre-Tax Income | -$53.3M | -$116.9M | -$155.7M | -$133.3M | -$30.7M | $26.7M |
| Income Tax | -$1.7M | -$10.3M | $842,000 | $622,000 | $2.1M | $11.4M |
| Net Income | -$51.6M | -$106.6M | -$156.6M | -$133.9M | -$32.8M | -$3.4M |
| Diluted EPS | -$1.90 | -$1.14 | -$1.61 | -$1.39 | -$0.33 | -$0.03 |
Porch Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $118.1M | $140.3M | $121.1M | $140.9M |
| Net Income | -$10.9M | -$3.5M | -$4.7M | $5.6M |
| Diluted EPS | -$0.10 | -$0.03 | -$0.04 | $0.05 |
Porch Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $196.0M | $315.7M | $215.1M | $258.4M | $167.6M | $44.7M |
| Current Assets | $216.0M | $605.1M | $610.6M | $481.1M | $365.1M | $88.2M |
| Total Assets | $268.6M | $1.04B | $1.05B | $899.4M | $814.0M | $797.4M |
| Current Liabilities | $31.2M | $363.1M | $515.6M | $462.2M | $414.2M | $67.8M |
| Total Long-Term Debt | $48.0M | $414.7M | $441.8M | $435.7M | $403.9M | $392.8M |
| Total Liabilities | $129.2M | $821.7M | $969.7M | $935.1M | $857.2M | $775.0M |
| Shareholders' Equity | $139.4M | $217.0M | $79.4M | -$35.7M | -$43.2M | -$24.6M |
Porch Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | -$48.7M | -$34.8M | -$17.7M | $33.9M | -$31.7M | $66.4M |
| Cash From Investing | -$10.7M | -$263.4M | -$79.7M | -$56.3M | -$45.1M | -$71.9M |
| Cash From Financing | $259.6M | $415.5M | $1.2M | $91.0M | -$23.7M | -$22.2M |
| Free Cash Flow | -$48.9M | -$35.7M | -$20.1M | $33.1M | -$32.2M | $66.0M |
| Dividends Paid | $30.0M | — | — | — | — | — |
Figures from Porch's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Porch financials page for every line item.
Porch Company Profile
| Ticker | PRCH |
|---|---|
| Exchange | Nasdaq |
| Industry | Accident & Health Insurance |
| Headquarters | Seattle, Washington |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001784535 |
Frequently Asked Questions
What was Porch's revenue in fiscal 2025?
Porch (PRCH) reported revenue of $482.4M for fiscal 2025.
What is Porch's annual revenue history?
Porch's annual revenue by fiscal year: 2020: $73.2M; 2021: $192.4M; 2022: $275.9M; 2023: $430.3M; 2024: $437.8M; 2025: $482.4M.
What was Porch's net income in fiscal 2025?
Porch reported net income of -$3.4M for fiscal 2025.
What was Porch's earnings per share (EPS) in fiscal 2025?
Porch's diluted EPS was -$0.03 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Porch generate in fiscal 2025?
Porch generated $66.0M of free cash flow in fiscal 2025.
What was Porch's revenue last quarter?
In its most recent reported quarter (2026 Q2), Porch reported revenue of $140.9M.
How much debt does Porch have?
Porch reported $392.8M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Porch are outstanding?
Porch reported a weighted average of 111.1 million basic shares outstanding in 2026 Q2.
What is Porch's market cap?
Based on its latest closing price, Porch (PRCH) has a market capitalization of about $2.08B.
When does Porch's fiscal year end?
Porch's fiscal year end, as registered with the SEC, is December 31.
Where is Porch headquartered?
Porch lists its business address in Seattle, Washington in its SEC filings.