Unum Group (UNM) Financial Statements
Industry: Accident & Health Insurance
In fiscal 2025, Unum reported revenue of $13.08B, up 1.5% from $12.89B the year before. Net income was $738.5M (a 5.6% net margin), or $4.27 per diluted share. Gross margin was 41.7% and operating margin was 13.6%. Operating activities generated $687.7M of cash, leaving $555.4M of free cash flow. At fiscal year end, Unum held $63.52B in total assets against $52.40B in total liabilities.
Open the full interactive Unum financials → Quarterly statements, key ratios, valuation history and price charts.
Unum Key Stats
| Share Price | $92.05 |
|---|---|
| Market Cap | $14.73B |
| P/E Ratio | 21.6 |
| Dividend Yield | 2.09% |
| Revenue YoY Growth | +1.5% |
| 52-Week Range | $69.83 – $96.57 |
| Shares Outstanding | 159.7 million (basic, 2026 Q2) |
Unum Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $13.16B | $12.01B | $11.99B | $12.39B | $12.89B | $13.08B |
| Cost of Goods Sold | $8.97B | $7.60B | $6.94B | $7.31B | $7.48B | $7.63B |
| Gross Profit | $4.19B | $4.42B | $5.05B | $5.07B | $5.41B | $5.45B |
| Operating Income | $1.28B | $1.12B | $1.56B | $1.93B | $2.01B | $1.78B |
| Pre-Tax Income | $964.0M | $1.06B | $1.63B | $1.64B | $2.25B | $933.5M |
| Income Tax | $171.0M | $238.8M | $317.2M | $356.3M | $472.2M | $195.0M |
| Net Income | $793.0M | $824.2M | $1.31B | $1.28B | $1.78B | $738.5M |
| Diluted EPS | $3.89 | $4.02 | $6.50 | $6.50 | $9.46 | $4.27 |
Unum Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $3.38B | $3.24B | $3.36B | $3.37B |
| Net Income | $39.7M | $174.1M | $232.0M | $256.9M |
| Diluted EPS | $0.23 | $1.01 | $1.41 | $1.61 |
Unum Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Total Assets | $70.63B | $70.12B | $61.43B | $63.26B | $61.96B | $63.52B |
| Total Long-Term Debt | $3.35B | $3.44B | $3.43B | $3.43B | $3.74B | $3.77B |
| Total Liabilities | $59.75B | $58.70B | $52.24B | $53.60B | $51.00B | $52.40B |
| Shareholders' Equity | $10.87B | $11.42B | $9.20B | $9.65B | $10.96B | $11.12B |
Unum Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $597.5M | $1.39B | $1.42B | $1.20B | $1.51B | $687.7M |
| Cash From Investing | -$267.7M | -$1.34B | -$955.9M | -$725.9M | -$344.4M | $548.9M |
| Cash From Financing | -$216.9M | -$168.9M | -$418.6M | -$450.1M | -$1.15B | -$1.24B |
| Free Cash Flow | $478.4M | $1.28B | $1.32B | $1.07B | $1.39B | $555.4M |
| Dividends Paid | $231.9M | $239.4M | $254.2M | $277.1M | $296.5M | $306.2M |
Figures from Unum's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Unum financials page for every line item.
Unum Company Profile
| Ticker | UNM |
|---|---|
| Exchange | NYSE |
| Industry | Accident & Health Insurance |
| Headquarters | Chattanooga, Tennessee |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000005513 |
Frequently Asked Questions
What was Unum's revenue in fiscal 2025?
Unum (UNM) reported revenue of $13.08B for fiscal 2025.
What is Unum's annual revenue history?
Unum's annual revenue by fiscal year: 2020: $13.16B; 2021: $12.01B; 2022: $11.99B; 2023: $12.39B; 2024: $12.89B; 2025: $13.08B.
What was Unum's net income in fiscal 2025?
Unum reported net income of $738.5M for fiscal 2025.
What was Unum's earnings per share (EPS) in fiscal 2025?
Unum's diluted EPS was $4.27 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Unum generate in fiscal 2025?
Unum generated $555.4M of free cash flow in fiscal 2025.
What was Unum's revenue last quarter?
In its most recent reported quarter (2026 Q2), Unum reported revenue of $3.37B.
How much debt does Unum have?
Unum reported $3.77B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Unum are outstanding?
Unum reported a weighted average of 159.7 million basic shares outstanding in 2026 Q2.
What is Unum's market cap?
Based on its latest closing price, Unum (UNM) has a market capitalization of about $14.73B.
When does Unum's fiscal year end?
Unum's fiscal year end, as registered with the SEC, is December 31.
Where is Unum headquartered?
Unum lists its business address in Chattanooga, Tennessee in its SEC filings.