Regional Management Corp. (RM) Financial Statements
Industry: Personal Credit Institutions
In fiscal 2025, Regional Management reported revenue of $645.6M, up 9.7% from $588.5M the year before. Net income was $44.4M (a 6.9% net margin), or $4.45 per diluted share. Operating activities generated $309.1M of cash, leaving $304.3M of free cash flow. At fiscal year end, Regional Management held $2.10B in total assets against $1.73B in total liabilities.
Open the full interactive Regional Management financials → Quarterly statements, key ratios, valuation history and price charts.
Regional Management Key Stats
| Share Price | $34.41 |
|---|---|
| Market Cap | $330.5M |
| P/E Ratio | 7.7 |
| Revenue YoY Growth | +9.7% |
| 52-Week Range | $30.23 – $43.12 |
| Shares Outstanding | 9.0 million (basic, 2026 Q2) |
Regional Management Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $373.9M | $428.4M | $507.2M | $551.4M | $588.5M | $645.6M |
| Pre-Tax Income | $35.9M | $112.5M | $65.3M | $20.8M | $54.1M | $57.8M |
| Income Tax | $9.2M | $23.8M | $14.1M | $4.8M | $12.8M | $13.4M |
| Net Income | $26.7M | $88.7M | $51.2M | $16.0M | $41.2M | $44.4M |
| Diluted EPS | $2.40 | $8.33 | $5.30 | $1.66 | $4.14 | $4.45 |
Regional Management Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $165.5M | $169.7M | $167.3M | $168.0M |
| Net Income | $14.4M | $12.9M | $11.4M | $8.2M |
| Diluted EPS | $1.42 | $1.29 | $1.18 | $0.85 |
Regional Management Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Current Assets | — | — | — | — | $9.1M | — |
| Total Assets | $1.10B | $1.46B | $1.72B | $1.79B | $1.91B | $2.10B |
| Total Long-Term Debt | $762.2M | $1.10B | $1.35B | $1.40B | $1.47B | $1.64B |
| Total Liabilities | $831.7M | $1.18B | $1.42B | $1.47B | $1.55B | $1.73B |
| Shareholders' Equity | $272.1M | $282.7M | $308.6M | $322.3M | $357.1M | $373.1M |
Regional Management Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $172.6M | $189.0M | $224.3M | $249.2M | $268.9M | $309.1M |
| Cash From Investing | -$98.8M | -$355.1M | -$447.3M | -$278.7M | -$315.4M | -$471.2M |
| Cash From Financing | -$58.3M | $243.4M | $205.6M | $26.4M | $53.4M | $124.5M |
| Free Cash Flow | $168.2M | $185.4M | $218.5M | $244.5M | $263.9M | $304.3M |
Figures from Regional Management's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Regional Management financials page for every line item.
Regional Management Company Profile
| Ticker | RM |
|---|---|
| Exchange | NYSE |
| Industry | Personal Credit Institutions |
| Headquarters | Greer, South Carolina |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0001519401 |
Frequently Asked Questions
What was Regional Management's revenue in fiscal 2025?
Regional Management (RM) reported revenue of $645.6M for fiscal 2025.
What is Regional Management's annual revenue history?
Regional Management's annual revenue by fiscal year: 2020: $373.9M; 2021: $428.4M; 2022: $507.2M; 2023: $551.4M; 2024: $588.5M; 2025: $645.6M.
What was Regional Management's net income in fiscal 2025?
Regional Management reported net income of $44.4M for fiscal 2025.
What was Regional Management's earnings per share (EPS) in fiscal 2025?
Regional Management's diluted EPS was $4.45 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Regional Management generate in fiscal 2025?
Regional Management generated $304.3M of free cash flow in fiscal 2025.
What was Regional Management's revenue last quarter?
In its most recent reported quarter (2026 Q2), Regional Management reported revenue of $168.0M.
How much debt does Regional Management have?
Regional Management reported $1.64B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Regional Management are outstanding?
Regional Management reported a weighted average of 9.0 million basic shares outstanding in 2026 Q2.
What is Regional Management's market cap?
Based on its latest closing price, Regional Management (RM) has a market capitalization of about $330.5M.
When does Regional Management's fiscal year end?
Regional Management's fiscal year end, as registered with the SEC, is December 31.
Where is Regional Management headquartered?
Regional Management lists its business address in Greer, South Carolina in its SEC filings.