World Acceptance Corp (WRLD) Financial Statements
Industry: Personal Credit Institutions
In fiscal 2026, World Acceptance reported revenue of $585.2M, up 3.6% from $564.8M the year before. Net income was $34.6M (a 5.9% net margin), or $6.88 per diluted share. Gross margin was 7.7% and operating margin was -43.9%. Operating activities generated $259.4M of cash, leaving $255.5M of free cash flow. At fiscal year end, World Acceptance held $1.05B in total assets against $703.1M in total liabilities, including $6.1M of cash and equivalents.
Open the full interactive World Acceptance financials → Quarterly statements, key ratios, valuation history and price charts.
World Acceptance Key Stats
| Share Price | $177.24 |
|---|---|
| Market Cap | $812.0M |
| P/E Ratio | 25.8 |
| Revenue YoY Growth | +3.6% |
| 52-Week Range | $115.57 – $223.83 |
| Shares Outstanding | 4.5 million (basic, 2027 Q1) |
World Acceptance Income Statement
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|---|
| Revenue | $525.5M | $582.4M | $616.5M | $573.2M | $564.8M | $585.2M |
| Cost of Goods Sold | $414.1M | $516.8M | $589.4M | $473.8M | $452.9M | $539.9M |
| Gross Profit | $111.4M | $65.6M | $27.1M | $99.4M | $112.0M | $45.2M |
| Operating Income | -$190.8M | -$231.6M | -$252.3M | -$169.2M | -$128.9M | -$256.6M |
| Pre-Tax Income | $111.4M | $65.6M | $27.1M | $99.4M | $112.0M | $45.2M |
| Income Tax | $23.1M | $11.7M | $5.9M | $22.1M | $22.2M | $10.7M |
| Net Income | $88.3M | $53.9M | $21.2M | $77.3M | $89.7M | $34.6M |
| Diluted EPS | $13.23 | $8.47 | $3.60 | $13.19 | $16.30 | $6.88 |
World Acceptance Quarterly Results
| 2026 Q2 | 2026 Q3 | 2026 Q4 | 2027 Q1 | |
|---|---|---|---|---|
| Revenue | $134.5M | $141.3M | $177.0M | $139.2M |
| Net Income | -$1.9M | -$911,330 | $36.1M | $6.1M |
| Diluted EPS | -$0.38 | -$0.19 | $7.18 | $1.33 |
World Acceptance Balance Sheet
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $15.7M | $19.2M | $16.5M | $11.8M | $9.7M | $6.1M |
| Total Assets | $954.3M | $1.22B | $1.12B | $1.06B | $1.01B | $1.05B |
| Total Long-Term Debt | $405.0M | $697.0M | $598.8M | $498.4M | $447.9M | $587.2M |
| Total Liabilities | $549.3M | $845.3M | $732.1M | $631.9M | $568.1M | $703.1M |
| Shareholders' Equity | $404.9M | $373.0M | $385.2M | $424.4M | $439.5M | $351.0M |
World Acceptance Cash Flow Statement
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $199.6M | $281.5M | $291.6M | $265.8M | $254.2M | $259.4M |
| Cash From Investing | -$55.2M | -$460.9M | -$180.6M | -$135.1M | -$152.8M | -$232.9M |
| Cash From Financing | -$140.2M | $182.9M | -$113.7M | -$135.3M | -$103.5M | -$6.8M |
| Free Cash Flow | $187.9M | $275.4M | $285.7M | $259.9M | $250.5M | $255.5M |
Figures from World Acceptance's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full World Acceptance financials page for every line item.
World Acceptance Company Profile
| Ticker | WRLD |
|---|---|
| Exchange | Nasdaq |
| Industry | Personal Credit Institutions |
| Headquarters | Greenville, South Carolina |
| Incorporated in | South Carolina |
| Fiscal Year End | March 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0000108385 |
Frequently Asked Questions
What was World Acceptance's revenue in fiscal 2026?
World Acceptance (WRLD) reported revenue of $585.2M for fiscal 2026.
What is World Acceptance's annual revenue history?
World Acceptance's annual revenue by fiscal year: 2021: $525.5M; 2022: $582.4M; 2023: $616.5M; 2024: $573.2M; 2025: $564.8M; 2026: $585.2M.
What was World Acceptance's net income in fiscal 2026?
World Acceptance reported net income of $34.6M for fiscal 2026.
What was World Acceptance's earnings per share (EPS) in fiscal 2026?
World Acceptance's diluted EPS was $6.88 for fiscal 2026 (adjusted for any later stock splits).
How much free cash flow did World Acceptance generate in fiscal 2026?
World Acceptance generated $255.5M of free cash flow in fiscal 2026.
What was World Acceptance's revenue last quarter?
In its most recent reported quarter (2027 Q1), World Acceptance reported revenue of $139.2M.
How much debt does World Acceptance have?
World Acceptance reported $587.2M of long-term debt, including the current portion, at the end of fiscal 2026.
How many shares of World Acceptance are outstanding?
World Acceptance reported a weighted average of 4.5 million basic shares outstanding in 2027 Q1.
What is World Acceptance's market cap?
Based on its latest closing price, World Acceptance (WRLD) has a market capitalization of about $812.0M.
When does World Acceptance's fiscal year end?
World Acceptance's fiscal year end, as registered with the SEC, is March 31.
Where is World Acceptance headquartered?
World Acceptance lists its business address in Greenville, South Carolina in its SEC filings.