Enact Holdings, Inc. (ACT) Financial Statements
Industry: Insurance Agents, Brokers & Service
In fiscal 2025, Enact reported revenue of $1.24B, up 2.8% from $1.20B the year before. Net income was $674.2M (a 54.6% net margin), or $4.52 per diluted share. Gross margin was 91.1% and operating margin was 74.3%. Operating activities generated $724.5M of cash. At fiscal year end, Enact held $6.89B in total assets against $1.54B in total liabilities, including $582.5M of cash and equivalents.
Open the full interactive Enact financials → Quarterly statements, key ratios, valuation history and price charts.
Enact Key Stats
| Share Price | $44.93 |
|---|---|
| Market Cap | $6.30B |
| P/E Ratio | 9.9 |
| Dividend Yield | 1.97% |
| Revenue YoY Growth | +2.8% |
| 52-Week Range | $34.20 – $50.07 |
| Shares Outstanding | 139.5 million (basic, 2026 Q2) |
Enact Income Statement
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $1.12B | $1.10B | $1.15B | $1.20B | $1.24B |
| Cost of Goods Sold | $125.5M | -$94.2M | $27.2M | $38.7M | $109.5M |
| Gross Profit | $992.4M | $1.19B | $1.13B | $1.16B | $1.13B |
| Operating Income | $992.4M | $962.3M | $914.0M | $949.8M | $918.0M |
| Pre-Tax Income | $695.2M | $898.2M | $851.5M | $878.1M | $858.8M |
| Income Tax | $148.5M | $194.1M | $186.0M | $190.0M | $184.6M |
| Net Income | $546.7M | $704.2M | $665.5M | $688.1M | $674.2M |
| Diluted EPS | $3.36 | $4.31 | $4.11 | $4.37 | $4.52 |
Enact Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $311.5M | $312.7M | $312.1M | $317.3M |
| Net Income | $163.5M | $177.2M | $167.8M | $174.8M |
| Diluted EPS | $1.10 | $1.19 | $1.18 | $1.25 |
Enact Balance Sheet
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Cash & Equivalents | $425.8M | $513.8M | $615.7M | $599.4M | $582.5M |
| Total Assets | $5.87B | $5.71B | $6.19B | $6.52B | $6.89B |
| Total Long-Term Debt | $740.4M | $742.8M | $745.4M | $743.0M | $744.5M |
| Total Liabilities | $1.76B | $1.61B | $1.56B | $1.53B | $1.54B |
| Shareholders' Equity | $4.11B | $4.10B | $4.63B | $5.00B | $5.36B |
Enact Cash Flow Statement
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Cash From Operations | $572.1M | $560.5M | $632.0M | $686.3M | $724.5M |
| Cash From Investing | -$398.8M | -$220.3M | -$229.4M | -$320.5M | -$226.4M |
| Cash From Financing | -$200.3M | -$252.3M | -$300.7M | -$382.0M | -$515.1M |
| Dividends Paid | $200.3M | $250.8M | $213.0M | $111.7M | $120.8M |
Figures from Enact's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Enact financials page for every line item.
Enact Company Profile
| Ticker | ACT |
|---|---|
| Exchange | Nasdaq |
| Industry | Insurance Agents, Brokers & Service |
| Headquarters | Raleigh, North Carolina |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001823529 |
Frequently Asked Questions
What was Enact's revenue in fiscal 2025?
Enact (ACT) reported revenue of $1.24B for fiscal 2025.
What is Enact's annual revenue history?
Enact's annual revenue by fiscal year: 2021: $1.12B; 2022: $1.10B; 2023: $1.15B; 2024: $1.20B; 2025: $1.24B.
What was Enact's net income in fiscal 2025?
Enact reported net income of $674.2M for fiscal 2025.
What was Enact's earnings per share (EPS) in fiscal 2025?
Enact's diluted EPS was $4.52 for fiscal 2025 (adjusted for any later stock splits).
What was Enact's revenue last quarter?
In its most recent reported quarter (2026 Q2), Enact reported revenue of $317.3M.
How much debt does Enact have?
Enact reported $744.5M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Enact are outstanding?
Enact reported a weighted average of 139.5 million basic shares outstanding in 2026 Q2.
What is Enact's market cap?
Based on its latest closing price, Enact (ACT) has a market capitalization of about $6.30B.
When does Enact's fiscal year end?
Enact's fiscal year end, as registered with the SEC, is December 31.
Where is Enact headquartered?
Enact lists its business address in Raleigh, North Carolina in its SEC filings.