Erie Indemnity Co (ERIE) Financial Statements
Industry: Insurance Agents, Brokers & Service
In fiscal 2025, Erie Indemnity reported revenue of $4.07B, up 7.2% from $3.80B the year before. Net income was $559.3M (a 13.8% net margin), or $10.69 per diluted share. Operating margin was 17.6%. Operating activities generated $686.7M of cash, leaving $571.0M of free cash flow. At fiscal year end, Erie Indemnity held $3.36B in total assets against $1.07B in total liabilities.
Open the full interactive Erie Indemnity financials → Quarterly statements, key ratios, valuation history and price charts.
Erie Indemnity Key Stats
| Share Price | $230.84 |
|---|---|
| Market Cap | $12.07B |
| P/E Ratio | 21.6 |
| Revenue YoY Growth | +7.2% |
| 52-Week Range | $204.70 – $322.37 |
| Shares Outstanding | 46.2 million (basic, 2026 Q2) |
Erie Indemnity Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $2.54B | $2.63B | $2.84B | $3.27B | $3.80B | $4.07B |
| Operating Income | $338.2M | $318.1M | $376.2M | $520.3M | $676.5M | $717.2M |
| Pre-Tax Income | $368.5M | $376.4M | $376.5M | $561.9M | $757.3M | $710.6M |
| Income Tax | $75.2M | $78.5M | $77.9M | $115.9M | $157.0M | $151.3M |
| Net Income | $293.3M | $297.9M | $298.6M | $446.1M | $600.3M | $559.3M |
| Diluted EPS | $5.61 | $5.69 | $5.71 | $8.53 | $11.48 | $10.69 |
Erie Indemnity Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $1.07B | $951.0M | $1.01B | $1.09B |
| Net Income | $182.9M | $63.4M | $150.5M | $180.3M |
| Diluted EPS | $3.50 | $1.21 | $2.88 | $3.45 |
Erie Indemnity Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Current Assets | $732.3M | $763.7M | $778.8M | $930.2M | $1.15B | $1.20B |
| Total Assets | $2.12B | $2.24B | $2.24B | $2.47B | $2.89B | $3.36B |
| Current Liabilities | $627.7M | $630.9M | $665.1M | $709.0M | $802.5M | $945.6M |
| Total Long-Term Debt | $95.9M | $93.8M | — | — | — | — |
| Total Liabilities | $929.1M | $899.6M | $791.0M | $809.1M | $901.4M | $1.07B |
| Shareholders' Equity | $1.19B | $1.34B | $1.45B | $1.66B | $1.99B | $2.28B |
Erie Indemnity Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $342.6M | $402.8M | $366.2M | $381.2M | $611.2M | $686.7M |
| Cash From Investing | -$243.2M | -$185.5M | -$106.9M | -$157.6M | -$226.9M | -$439.3M |
| Cash From Financing | -$274.9M | -$194.8M | -$300.8M | -$221.7M | -$230.0M | -$199.9M |
| Free Cash Flow | $287.1M | $254.0M | $298.9M | $288.6M | $486.4M | $571.0M |
Figures from Erie Indemnity's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Erie Indemnity financials page for every line item.
Erie Indemnity Company Profile
| Ticker | ERIE |
|---|---|
| Exchange | Nasdaq |
| Industry | Insurance Agents, Brokers & Service |
| Headquarters | Erie, Pennsylvania |
| Incorporated in | Pennsylvania |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000922621 |
Frequently Asked Questions
What was Erie Indemnity's revenue in fiscal 2025?
Erie Indemnity (ERIE) reported revenue of $4.07B for fiscal 2025.
What is Erie Indemnity's annual revenue history?
Erie Indemnity's annual revenue by fiscal year: 2020: $2.54B; 2021: $2.63B; 2022: $2.84B; 2023: $3.27B; 2024: $3.80B; 2025: $4.07B.
What was Erie Indemnity's net income in fiscal 2025?
Erie Indemnity reported net income of $559.3M for fiscal 2025.
What was Erie Indemnity's earnings per share (EPS) in fiscal 2025?
Erie Indemnity's diluted EPS was $10.69 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Erie Indemnity generate in fiscal 2025?
Erie Indemnity generated $571.0M of free cash flow in fiscal 2025.
What was Erie Indemnity's revenue last quarter?
In its most recent reported quarter (2026 Q2), Erie Indemnity reported revenue of $1.09B.
How many shares of Erie Indemnity are outstanding?
Erie Indemnity reported a weighted average of 46.2 million basic shares outstanding in 2026 Q2.
What is Erie Indemnity's market cap?
Based on its latest closing price, Erie Indemnity (ERIE) has a market capitalization of about $12.07B.
When does Erie Indemnity's fiscal year end?
Erie Indemnity's fiscal year end, as registered with the SEC, is December 31.
Where is Erie Indemnity headquartered?
Erie Indemnity lists its business address in Erie, Pennsylvania in its SEC filings.