Neptune Insurance Holdings Inc. (NP) Financial Statements
Industry: Insurance Agents, Brokers & Service
In fiscal 2025, Neptune Insurance reported revenue of $159.6M. Net income was $37.4M (a 23.4% net margin), or -$0.26 per diluted share. Operating margin was 44.5%. Operating activities generated $51.7M of cash. At fiscal year end, Neptune Insurance held $65.3M in total assets against $292.8M in total liabilities, including $8.0M of cash and equivalents.
Open the full interactive Neptune Insurance financials → Quarterly statements, key ratios, valuation history and price charts.
Neptune Insurance Key Stats
| Share Price | $29.17 |
|---|---|
| Market Cap | $4.26B |
| 52-Week Range | $17.14 – $35.11 |
| Shares Outstanding | 137.8 million (basic, 2026 Q2) |
Neptune Insurance Income Statement
| FY 2025 | |
|---|---|
| Revenue | $159.6M |
| Operating Income | $71.0M |
| Pre-Tax Income | $53.6M |
| Income Tax | $16.2M |
| Net Income | $37.4M |
| Diluted EPS | -$0.26 |
Neptune Insurance Quarterly Results
| 2025 Q3 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|
| Revenue | $44.4M | $37.8M | $55.9M |
| Net Income | $11.5M | $7.3M | $15.8M |
| Diluted EPS | $0.06 | $0.05 | $0.11 |
Neptune Insurance Balance Sheet
| FY 2025 | |
|---|---|
| Cash & Equivalents | $8.0M |
| Current Assets | $52.5M |
| Total Assets | $65.3M |
| Current Liabilities | $52.8M |
| Total Long-Term Debt | $240.0M |
| Total Liabilities | $292.8M |
| Shareholders' Equity | -$227.5M |
Neptune Insurance Cash Flow Statement
| FY 2025 | |
|---|---|
| Cash From Operations | $51.7M |
| Cash From Investing | -$4.0M |
| Cash From Financing | -$35.2M |
Figures from Neptune Insurance's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Neptune Insurance financials page for every line item.
Neptune Insurance Company Profile
| Ticker | NP |
|---|---|
| Exchange | NYSE |
| Industry | Insurance Agents, Brokers & Service |
| Headquarters | St. Petersburg, Florida |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Emerging growth company |
| SEC CIK | 0002067129 |
Frequently Asked Questions
What was Neptune Insurance's revenue in fiscal 2025?
Neptune Insurance (NP) reported revenue of $159.6M for fiscal 2025.
What was Neptune Insurance's net income in fiscal 2025?
Neptune Insurance reported net income of $37.4M for fiscal 2025.
What was Neptune Insurance's earnings per share (EPS) in fiscal 2025?
Neptune Insurance's diluted EPS was -$0.26 for fiscal 2025 (adjusted for any later stock splits).
What was Neptune Insurance's revenue last quarter?
In its most recent reported quarter (2026 Q2), Neptune Insurance reported revenue of $55.9M.
How much debt does Neptune Insurance have?
Neptune Insurance reported $240.0M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Neptune Insurance are outstanding?
Neptune Insurance reported a weighted average of 137.8 million basic shares outstanding in 2026 Q2.
What is Neptune Insurance's market cap?
Based on its latest closing price, Neptune Insurance (NP) has a market capitalization of about $4.26B.
When does Neptune Insurance's fiscal year end?
Neptune Insurance's fiscal year end, as registered with the SEC, is December 31.
Where is Neptune Insurance headquartered?
Neptune Insurance lists its business address in St. Petersburg, Florida in its SEC filings.