Amerant Bancorp Inc. (AMTB) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Amerant Bancorp reported revenue of $439.3M, up 30.8% from $335.9M the year before. Net income was $52.4M (a 11.9% net margin), or $1.26 per diluted share. Net interest income was $360.7M, and the efficiency ratio (noninterest expense / revenue) was 75.2%. Operating activities generated $137.0M of cash, leaving $129.2M of free cash flow. At fiscal year end, Amerant Bancorp held $9.78B in total assets against $8.84B in total liabilities.
Open the full interactive Amerant Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Amerant Bancorp Key Stats
| Share Price | $28.89 |
|---|---|
| Market Cap | $1.14B |
| P/E Ratio | 22.9 |
| Dividend Yield | 1.29% |
| Revenue YoY Growth | +30.8% |
| 52-Week Range | $16.43 – $30.49 |
| Shares Outstanding | 39.3 million (basic, 2026 Q2) |
Amerant Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $189.6M | $205.1M | $266.7M | $326.5M | $326.0M | $360.7M |
| Provision for Credit Losses | $88.6M | -$16.5M | $13.9M | $61.3M | $60.5M | $42.6M |
| Noninterest Income | $73.5M | $120.6M | $67.3M | $87.5M | $9.9M | $78.6M |
| Noninterest Expense | $178.7M | $198.2M | $241.4M | $311.4M | $299.5M | $330.6M |
| Revenue | $263.0M | $325.8M | $333.9M | $414.0M | $335.9M | $439.3M |
| Pre-Tax Income | -$4.3M | $144.0M | $78.6M | $41.3M | -$24.1M | $66.1M |
| Income Tax | -$2.6M | $33.7M | $16.6M | $10.5M | -$8.3M | $13.7M |
| Net Income | -$1.7M | $112.9M | $63.3M | $32.5M | -$15.8M | $52.4M |
| Diluted EPS | -$0.04 | $3.01 | $1.85 | $0.96 | -$0.44 | $1.26 |
Amerant Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $111.4M | $112.2M | $97.7M | $100.7M |
| Net Income | $14.8M | $2.7M | $17.9M | $21.0M |
| Diluted EPS | $0.35 | $0.06 | $0.44 | $0.53 |
Amerant Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $214.4M | $274.2M | — | — | — | — |
| Loans (Net) | $5.73B | — | $6.77B | $6.78B | $7.14B | $6.53B |
| Total Assets | $7.77B | $7.64B | $9.13B | $9.72B | $9.90B | $9.78B |
| Deposits | $5.73B | $5.63B | $7.04B | $7.89B | $7.85B | $7.79B |
| Total Long-Term Debt | $1.17B | $932.6M | $1.06B | $798.2M | $898.6M | $806.0M |
| Total Liabilities | $6.99B | $6.81B | $8.42B | $8.98B | $9.01B | $8.84B |
| Shareholders' Equity | $783.4M | $831.9M | $705.7M | $736.1M | $890.5M | $938.8M |
Amerant Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $57.2M | $67.4M | -$49.2M | $26.7M | $82.2M | $137.0M |
| Cash From Investing | $286.3M | $385.3M | -$1.40B | -$606.6M | -$576.7M | -$47.8M |
| Cash From Financing | -$250.5M | -$392.9M | $1.46B | $611.2M | $763.0M | -$209.4M |
| Free Cash Flow | $51.7M | $60.9M | -$59.8M | $15.8M | $74.8M | $129.2M |
| Dividends Paid | — | — | $12.2M | $12.1M | $12.8M | $15.1M |
Figures from Amerant Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Amerant Bancorp financials page for every line item.
Amerant Bancorp Company Profile
| Ticker | AMTB |
|---|---|
| Exchange | NYSE |
| Industry | National Commercial Banks |
| Headquarters | Coral Gables, Florida |
| Incorporated in | Florida |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001734342 |
Frequently Asked Questions
What was Amerant Bancorp's revenue in fiscal 2025?
Amerant Bancorp (AMTB) reported revenue of $439.3M for fiscal 2025.
What is Amerant Bancorp's annual revenue history?
Amerant Bancorp's annual revenue by fiscal year: 2020: $263.0M; 2021: $325.8M; 2022: $333.9M; 2023: $414.0M; 2024: $335.9M; 2025: $439.3M.
What was Amerant Bancorp's net income in fiscal 2025?
Amerant Bancorp reported net income of $52.4M for fiscal 2025.
What was Amerant Bancorp's earnings per share (EPS) in fiscal 2025?
Amerant Bancorp's diluted EPS was $1.26 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Amerant Bancorp generate in fiscal 2025?
Amerant Bancorp generated $129.2M of free cash flow in fiscal 2025.
What was Amerant Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), Amerant Bancorp reported revenue of $100.7M.
How much debt does Amerant Bancorp have?
Amerant Bancorp reported $806.0M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Amerant Bancorp are outstanding?
Amerant Bancorp reported a weighted average of 39.3 million basic shares outstanding in 2026 Q2.
What is Amerant Bancorp's market cap?
Based on its latest closing price, Amerant Bancorp (AMTB) has a market capitalization of about $1.14B.
When does Amerant Bancorp's fiscal year end?
Amerant Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is Amerant Bancorp headquartered?
Amerant Bancorp lists its business address in Coral Gables, Florida in its SEC filings.