Camden National Corp (CAC) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Camden National reported revenue of $255.8M, up 44.5% from $177.0M the year before. Net income was $65.2M (a 25.5% net margin), or $3.84 per diluted share. Net interest income was $203.3M, and the efficiency ratio (noninterest expense / revenue) was 60.5%. Operating activities generated $63.9M of cash, leaving $58.2M of free cash flow. At fiscal year end, Camden National held $6.97B in total assets against $6.28B in total liabilities.
Open the full interactive Camden National financials → Quarterly statements, key ratios, valuation history and price charts.
Camden National Key Stats
| Share Price | $55.84 |
|---|---|
| Market Cap | $949.5M |
| P/E Ratio | 14.5 |
| Revenue YoY Growth | +44.5% |
| 52-Week Range | $34.56 – $59.77 |
| Shares Outstanding | 16.9 million (basic, 2026 Q2) |
Camden National Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $136.3M | $137.4M | $147.7M | $132.3M | $132.5M | $203.3M |
| Provision for Credit Losses | $12.4M | -$3.2M | $4.5M | $2.1M | -$404,000 | $22.3M |
| Noninterest Income | $50.5M | $49.7M | $40.7M | $31.0M | $44.5M | $52.5M |
| Noninterest Expense | $100.0M | $103.7M | $106.8M | $107.4M | $111.9M | $154.8M |
| Revenue | $186.8M | $187.2M | $188.4M | $163.3M | $177.0M | $255.8M |
| Pre-Tax Income | $74.4M | $86.6M | $77.0M | $53.8M | $65.5M | $78.7M |
| Income Tax | $14.9M | $17.6M | $15.6M | $10.5M | $12.5M | $13.5M |
| Net Income | $59.5M | $69.0M | $61.4M | $43.4M | $53.0M | $65.2M |
| Diluted EPS | $3.95 | $4.60 | $4.17 | $2.97 | $3.62 | $3.84 |
Camden National Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $65.4M | $68.1M | $64.3M | $67.4M |
| Net Income | $21.2M | $22.6M | $21.9M | $23.0M |
| Diluted EPS | $1.25 | $1.33 | $1.29 | $1.35 |
Camden National Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | $3.18B | $3.40B | $3.97B | $4.06B | $4.08B | $4.92B |
| Total Assets | $4.90B | $5.50B | $5.67B | $5.71B | $5.81B | $6.97B |
| Deposits | $4.01B | $4.61B | $4.83B | $4.60B | $4.63B | $5.54B |
| Total Long-Term Debt | $59.3M | $44.3M | $44.3M | $44.3M | $44.3M | $72,000 |
| Total Liabilities | $4.37B | $4.96B | $5.22B | $5.22B | $5.27B | $6.28B |
| Shareholders' Equity | $529.3M | $541.3M | $451.3M | $495.1M | $531.2M | $696.6M |
Camden National Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $18.2M | $142.7M | $105.2M | $67.5M | $60.9M | $63.9M |
| Cash From Investing | -$294.5M | -$649.1M | -$487.7M | -$7.0M | $30.3M | -$56.4M |
| Cash From Financing | $346.4M | $581.2M | $237.3M | -$36.1M | $23.9M | -$125.0M |
| Free Cash Flow | $15.3M | $140.9M | $103.0M | $64.9M | $55.4M | $58.2M |
Figures from Camden National's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Camden National financials page for every line item.
Camden National Company Profile
| Ticker | CAC |
|---|---|
| Exchange | Nasdaq |
| Industry | National Commercial Banks |
| Headquarters | Camden, Maine |
| Incorporated in | Maine |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0000750686 |
Frequently Asked Questions
What was Camden National's revenue in fiscal 2025?
Camden National (CAC) reported revenue of $255.8M for fiscal 2025.
What is Camden National's annual revenue history?
Camden National's annual revenue by fiscal year: 2020: $186.8M; 2021: $187.2M; 2022: $188.4M; 2023: $163.3M; 2024: $177.0M; 2025: $255.8M.
What was Camden National's net income in fiscal 2025?
Camden National reported net income of $65.2M for fiscal 2025.
What was Camden National's earnings per share (EPS) in fiscal 2025?
Camden National's diluted EPS was $3.84 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Camden National generate in fiscal 2025?
Camden National generated $58.2M of free cash flow in fiscal 2025.
What was Camden National's revenue last quarter?
In its most recent reported quarter (2026 Q2), Camden National reported revenue of $67.4M.
How much debt does Camden National have?
Camden National reported $72,000 of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Camden National are outstanding?
Camden National reported a weighted average of 16.9 million basic shares outstanding in 2026 Q2.
What is Camden National's market cap?
Based on its latest closing price, Camden National (CAC) has a market capitalization of about $949.5M.
When does Camden National's fiscal year end?
Camden National's fiscal year end, as registered with the SEC, is December 31.
Where is Camden National headquartered?
Camden National lists its business address in Camden, Maine in its SEC filings.