Hanmi Financial Corp (HAFC) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Hanmi Financial reported revenue of $270.2M, up 15.3% from $234.4M the year before. Net income was $76.1M (a 28.2% net margin), or $2.51 per diluted share. Net interest income was $236.2M, and the efficiency ratio (noninterest expense / revenue) was 54.7%. Operating activities generated $206.0M of cash, leaving $203.7M of free cash flow. At fiscal year end, Hanmi Financial held $7.87B in total assets against $7.07B in total liabilities.
Open the full interactive Hanmi Financial financials → Quarterly statements, key ratios, valuation history and price charts.
Hanmi Financial Key Stats
| Share Price | $30.89 |
|---|---|
| Market Cap | $917.1M |
| P/E Ratio | 12.3 |
| Dividend Yield | 3.61% |
| Revenue YoY Growth | +15.3% |
| 52-Week Range | $22.10 – $33.02 |
| Shares Outstanding | 29.5 million (basic, 2026 Q2) |
Hanmi Financial Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $180.9M | $195.1M | $237.6M | $221.3M | $202.8M | $236.2M |
| Provision for Credit Losses | $45.5M | -$24.4M | $836,000 | $4.3M | $4.4M | $14.4M |
| Noninterest Income | $43.1M | $40.5M | $34.2M | $34.2M | $31.6M | $34.0M |
| Noninterest Expense | $119.1M | $124.5M | $130.3M | $136.5M | $141.3M | $147.8M |
| Revenue | $224.0M | $235.5M | $271.8M | $255.4M | $234.4M | $270.2M |
| Pre-Tax Income | $59.5M | $135.5M | $140.7M | $114.6M | $88.6M | $107.9M |
| Income Tax | $17.3M | $36.8M | $39.3M | $34.5M | $26.4M | $31.8M |
| Net Income | $42.2M | $98.7M | $101.4M | $80.0M | $62.2M | $76.1M |
| Diluted EPS | $1.38 | $3.22 | $3.32 | $2.62 | $2.05 | $2.51 |
Hanmi Financial Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $71.0M | $71.2M | $71.7M | $72.2M |
| Net Income | $22.1M | $21.2M | $22.6M | $23.5M |
| Diluted EPS | $0.73 | $0.71 | $0.75 | $0.79 |
Hanmi Financial Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Total Assets | $6.20B | $6.86B | $7.38B | $7.57B | $7.68B | $7.87B |
| Deposits | $5.28B | $5.79B | $6.17B | $6.28B | $6.44B | $6.68B |
| Total Long-Term Debt | $384.0M | $467.5M | $594.4M | $570.0M | $533.1M | $420.5M |
| Total Liabilities | $5.62B | $6.22B | $6.74B | $6.87B | $6.95B | $7.07B |
| Shareholders' Equity | $577.0M | $643.4M | $637.5M | $701.9M | $732.2M | $796.4M |
Hanmi Financial Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $60.2M | $93.7M | $147.3M | $107.8M | $53.9M | $206.0M |
| Cash From Investing | -$407.6M | -$447.0M | -$881.5M | -$210.0M | -$107.5M | -$384.3M |
| Cash From Financing | $617.6M | $570.4M | $477.7M | $52.1M | $56.0M | $86.4M |
| Free Cash Flow | $55.8M | $91.0M | $145.4M | $105.4M | $51.3M | $203.7M |
| Dividends Paid | $16.0M | $16.5M | $28.6M | $30.5M | $30.4M | $32.6M |
Figures from Hanmi Financial's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Hanmi Financial financials page for every line item.
Hanmi Financial Company Profile
| Ticker | HAFC |
|---|---|
| Exchange | Nasdaq |
| Industry | National Commercial Banks |
| Headquarters | Los Angeles, California |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0001109242 |
Frequently Asked Questions
What was Hanmi Financial's revenue in fiscal 2025?
Hanmi Financial (HAFC) reported revenue of $270.2M for fiscal 2025.
What is Hanmi Financial's annual revenue history?
Hanmi Financial's annual revenue by fiscal year: 2020: $224.0M; 2021: $235.5M; 2022: $271.8M; 2023: $255.4M; 2024: $234.4M; 2025: $270.2M.
What was Hanmi Financial's net income in fiscal 2025?
Hanmi Financial reported net income of $76.1M for fiscal 2025.
What was Hanmi Financial's earnings per share (EPS) in fiscal 2025?
Hanmi Financial's diluted EPS was $2.51 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Hanmi Financial generate in fiscal 2025?
Hanmi Financial generated $203.7M of free cash flow in fiscal 2025.
What was Hanmi Financial's revenue last quarter?
In its most recent reported quarter (2026 Q2), Hanmi Financial reported revenue of $72.2M.
How much debt does Hanmi Financial have?
Hanmi Financial reported $420.5M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Hanmi Financial are outstanding?
Hanmi Financial reported a weighted average of 29.5 million basic shares outstanding in 2026 Q2.
What is Hanmi Financial's market cap?
Based on its latest closing price, Hanmi Financial (HAFC) has a market capitalization of about $917.1M.
When does Hanmi Financial's fiscal year end?
Hanmi Financial's fiscal year end, as registered with the SEC, is December 31.
Where is Hanmi Financial headquartered?
Hanmi Financial lists its business address in Los Angeles, California in its SEC filings.