Bancfirst Corp (BANF) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Bancfirst reported revenue of $690.6M, up 9.4% from $631.4M the year before. Net income was $240.6M (a 34.8% net margin), or $7.11 per diluted share. Net interest income was $490.5M, and the efficiency ratio (noninterest expense / revenue) was 55.0%. Operating activities generated $285.3M of cash, leaving $237.0M of free cash flow. At fiscal year end, Bancfirst held $14.84B in total assets against $12.98B in total liabilities.
Open the full interactive Bancfirst financials → Quarterly statements, key ratios, valuation history and price charts.
Bancfirst Key Stats
| Share Price | $106.77 |
|---|---|
| Market Cap | $3.64B |
| P/E Ratio | 15.0 |
| Revenue YoY Growth | +9.4% |
| 52-Week Range | $101.94 – $123.10 |
| Shares Outstanding | 33.6 million (basic, 2026 Q2) |
Bancfirst Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $306.7M | $315.7M | $373.7M | $424.5M | $446.9M | $490.5M |
| Provision for Credit Losses | $62.6M | -$8.7M | $10.1M | $7.5M | $9.0M | $5.7M |
| Noninterest Income | $137.2M | $170.0M | $183.7M | $185.4M | $184.6M | $200.1M |
| Noninterest Expense | $257.7M | $286.0M | $309.9M | $332.5M | $347.2M | $379.8M |
| Revenue | $443.9M | $485.7M | $557.4M | $609.9M | $631.4M | $690.6M |
| Pre-Tax Income | $123.5M | $208.4M | $237.4M | $269.9M | $275.3M | $305.1M |
| Income Tax | $23.9M | $40.8M | $44.3M | $57.5M | $58.9M | $64.5M |
| Net Income | $99.6M | $167.6M | $193.1M | $212.5M | $216.4M | $240.6M |
| Diluted EPS | $3.00 | $5.03 | $5.77 | $6.34 | $6.44 | $7.11 |
Bancfirst Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $175.5M | $181.0M | $179.0M | $187.5M |
| Net Income | $62.7M | $59.5M | $63.0M | $66.7M |
| Diluted EPS | $1.85 | $1.76 | $1.85 | $1.96 |
Bancfirst Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | $6.30B | $6.09B | $6.85B | $7.56B | — | — |
| Total Assets | $9.21B | $9.41B | $12.39B | $12.37B | $13.55B | $14.84B |
| Deposits | $8.06B | $8.09B | $10.97B | $10.70B | $11.72B | $12.67B |
| Total Long-Term Debt | $26.8M | $86.0M | $86.0M | $86.1M | $86.2M | $98.2M |
| Total Liabilities | $8.14B | $8.23B | $11.14B | $10.94B | $11.93B | $12.98B |
| Shareholders' Equity | $1.07B | $1.17B | $1.25B | $1.43B | $1.62B | $1.85B |
Bancfirst Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $154.3M | $189.8M | $226.3M | $233.0M | $261.2M | $285.3M |
| Cash From Investing | -$898.0M | $437.0M | -$1.52B | -$669.7M | -$71.4M | $15.5M |
| Cash From Financing | $492.3M | -$193.7M | $2.41B | -$334.8M | $966.5M | $549.8M |
| Free Cash Flow | $87.9M | $162.5M | $206.5M | $210.5M | $224.5M | $237.0M |
Figures from Bancfirst's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Bancfirst financials page for every line item.
Bancfirst Company Profile
| Ticker | BANF |
|---|---|
| Exchange | Nasdaq |
| Industry | National Commercial Banks |
| Headquarters | Oklahoma City, Oklahoma |
| Incorporated in | Oklahoma |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000760498 |
Frequently Asked Questions
What was Bancfirst's revenue in fiscal 2025?
Bancfirst (BANF) reported revenue of $690.6M for fiscal 2025.
What is Bancfirst's annual revenue history?
Bancfirst's annual revenue by fiscal year: 2020: $443.9M; 2021: $485.7M; 2022: $557.4M; 2023: $609.9M; 2024: $631.4M; 2025: $690.6M.
What was Bancfirst's net income in fiscal 2025?
Bancfirst reported net income of $240.6M for fiscal 2025.
What was Bancfirst's earnings per share (EPS) in fiscal 2025?
Bancfirst's diluted EPS was $7.11 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Bancfirst generate in fiscal 2025?
Bancfirst generated $237.0M of free cash flow in fiscal 2025.
What was Bancfirst's revenue last quarter?
In its most recent reported quarter (2026 Q2), Bancfirst reported revenue of $187.5M.
How much debt does Bancfirst have?
Bancfirst reported $98.2M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Bancfirst are outstanding?
Bancfirst reported a weighted average of 33.6 million basic shares outstanding in 2026 Q2.
What is Bancfirst's market cap?
Based on its latest closing price, Bancfirst (BANF) has a market capitalization of about $3.64B.
When does Bancfirst's fiscal year end?
Bancfirst's fiscal year end, as registered with the SEC, is December 31.
Where is Bancfirst headquartered?
Bancfirst lists its business address in Oklahoma City, Oklahoma in its SEC filings.