Wesbanco Inc (WSBC) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Wesbanco reported revenue of $981.1M, up 61.8% from $606.2M the year before. Net income was $223.1M (a 22.7% net margin), or $2.23 per diluted share. Net interest income was $814.3M, and the efficiency ratio (noninterest expense / revenue) was 63.7%. Operating activities generated $290.4M of cash, leaving $280.0M of free cash flow. At fiscal year end, Wesbanco held $27.70B in total assets against $23.66B in total liabilities, including $956.1M of cash and equivalents.
Open the full interactive Wesbanco financials → Quarterly statements, key ratios, valuation history and price charts.
Wesbanco Key Stats
| Share Price | $36.75 |
|---|---|
| Market Cap | $3.55B |
| P/E Ratio | 16.5 |
| Revenue YoY Growth | +61.8% |
| 52-Week Range | $28.57 – $42.31 |
| Shares Outstanding | 96.0 million (basic, 2026 Q2) |
Wesbanco Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $479.5M | $457.9M | $474.3M | $481.3M | $478.2M | $814.3M |
| Provision for Credit Losses | $107.7M | -$64.3M | -$1.7M | $17.7M | $19.2M | $77.2M |
| Noninterest Income | $128.2M | $132.8M | $117.4M | $120.4M | $128.0M | $166.8M |
| Noninterest Expense | $354.8M | $353.1M | $357.0M | $390.0M | $401.9M | $624.6M |
| Revenue | $607.7M | $590.7M | $591.7M | $601.8M | $606.2M | $981.1M |
| Pre-Tax Income | $145.1M | $301.8M | $236.4M | $194.0M | $185.1M | $279.2M |
| Income Tax | $23.0M | $59.6M | $44.3M | $35.0M | $33.6M | $56.1M |
| Net Income | $122.0M | $242.3M | $192.1M | $159.0M | $151.5M | $223.1M |
| Diluted EPS | $1.77 | $3.53 | $3.02 | $2.51 | $2.26 | $2.23 |
Wesbanco Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $261.6M | $265.6M | $257.2M | $275.8M |
| Net Income | $83.6M | $91.1M | $88.6M | $92.7M |
| Diluted EPS | $0.84 | $1.00 | $0.88 | $0.91 |
Wesbanco Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $905.4M | $1.25B | $408.4M | $595.4M | $568.1M | $956.1M |
| Total Assets | $16.43B | $16.93B | $16.93B | $17.71B | $18.68B | $27.70B |
| Deposits | $12.43B | $13.57B | $13.13B | $13.17B | $14.13B | $21.67B |
| Total Long-Term Debt | $983.2M | $458.7M | $1.12B | $1.73B | $1.47B | $1.62B |
| Total Liabilities | $13.67B | $14.23B | $14.51B | $15.18B | $15.89B | $23.66B |
| Shareholders' Equity | $2.76B | $2.69B | $2.43B | $2.53B | $2.79B | $4.03B |
Wesbanco Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $59.6M | $336.3M | $204.1M | $169.3M | $211.0M | $290.4M |
| Cash From Investing | $57.8M | -$328.5M | -$1.07B | -$535.2M | -$1.03B | -$71.0M |
| Cash From Financing | $553.3M | $338.1M | $21.1M | $552.9M | $791.9M | $168.6M |
| Free Cash Flow | $52.1M | $327.8M | $196.2M | $146.8M | $200.7M | $280.0M |
Figures from Wesbanco's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Wesbanco financials page for every line item.
Wesbanco Company Profile
| Ticker | WSBC |
|---|---|
| Exchange | Nasdaq |
| Industry | National Commercial Banks |
| Headquarters | Wheeling, West Virginia |
| Incorporated in | West Virginia |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000203596 |
Frequently Asked Questions
What was Wesbanco's revenue in fiscal 2025?
Wesbanco (WSBC) reported revenue of $981.1M for fiscal 2025.
What is Wesbanco's annual revenue history?
Wesbanco's annual revenue by fiscal year: 2020: $607.7M; 2021: $590.7M; 2022: $591.7M; 2023: $601.8M; 2024: $606.2M; 2025: $981.1M.
What was Wesbanco's net income in fiscal 2025?
Wesbanco reported net income of $223.1M for fiscal 2025.
What was Wesbanco's earnings per share (EPS) in fiscal 2025?
Wesbanco's diluted EPS was $2.23 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Wesbanco generate in fiscal 2025?
Wesbanco generated $280.0M of free cash flow in fiscal 2025.
What was Wesbanco's revenue last quarter?
In its most recent reported quarter (2026 Q2), Wesbanco reported revenue of $275.8M.
How much debt does Wesbanco have?
Wesbanco reported $1.62B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Wesbanco are outstanding?
Wesbanco reported a weighted average of 96.0 million basic shares outstanding in 2026 Q2.
What is Wesbanco's market cap?
Based on its latest closing price, Wesbanco (WSBC) has a market capitalization of about $3.55B.
When does Wesbanco's fiscal year end?
Wesbanco's fiscal year end, as registered with the SEC, is December 31.
Where is Wesbanco headquartered?
Wesbanco lists its business address in Wheeling, West Virginia in its SEC filings.