Wsfs Financial Corp (WSFS) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Wsfs Financial reported revenue of $1.07B, up 1.9% from $1.05B the year before. Net income was $287.3M (a 27.0% net margin), or $5.09 per diluted share. Net interest income was $726.1M, and the efficiency ratio (noninterest expense / revenue) was 59.7%. Operating activities generated $220.0M of cash, leaving $213.6M of free cash flow. At fiscal year end, Wsfs Financial held $21.31B in total assets against $18.59B in total liabilities, including $1.70B of cash and equivalents.
Open the full interactive Wsfs Financial financials → Quarterly statements, key ratios, valuation history and price charts.
Wsfs Financial Key Stats
| Share Price | $75.57 |
|---|---|
| Market Cap | $3.92B |
| P/E Ratio | 14.8 |
| Dividend Yield | 0.97% |
| Revenue YoY Growth | +1.9% |
| 52-Week Range | $49.80 – $82.09 |
| Shares Outstanding | 51.8 million (basic, 2026 Q2) |
Wsfs Financial Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $466.0M | $433.6M | $662.9M | $725.1M | $705.4M | $726.1M |
| Provision for Credit Losses | $153.2M | -$117.1M | $48.1M | $88.1M | $61.4M | $49.2M |
| Noninterest Income | $201.0M | $185.5M | $260.1M | $289.9M | $340.9M | $339.9M |
| Noninterest Expense | $368.8M | $378.5M | $574.3M | $561.6M | $637.7M | $636.2M |
| Revenue | $667.0M | $619.1M | $923.0M | $1.01B | $1.05B | $1.07B |
| Pre-Tax Income | $145.0M | $357.7M | $300.6M | $365.3M | $347.3M | $380.6M |
| Income Tax | $31.6M | $86.1M | $78.0M | $96.2M | $83.8M | $93.4M |
| Net Income | $114.8M | $271.4M | $222.4M | $269.2M | $263.7M | $287.3M |
| Diluted EPS | $2.27 | $5.69 | $3.49 | $4.40 | $4.41 | $5.09 |
Wsfs Financial Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $270.5M | $271.9M | $275.3M | $282.5M |
| Net Income | $76.4M | $72.7M | $86.8M | $84.4M |
| Diluted EPS | $1.37 | $1.29 | $1.64 | $1.63 |
Wsfs Financial Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.65B | $1.53B | $837.3M | $1.09B | $1.15B | $1.70B |
| Loans (Net) | — | $7.79B | $11.76B | $12.58B | $13.00B | $13.08B |
| Total Assets | $14.33B | $15.78B | $19.91B | $20.59B | $20.81B | $21.31B |
| Deposits | $11.86B | $13.24B | $16.20B | $16.47B | $17.03B | $17.64B |
| Total Long-Term Debt | $340.6M | $239.5M | $478.7M | $676.7M | $165.0M | $105.8M |
| Total Liabilities | $12.54B | $13.84B | $17.71B | $18.12B | $18.23B | $18.59B |
| Shareholders' Equity | $1.79B | $1.94B | $2.21B | $2.48B | $2.59B | $2.74B |
Wsfs Financial Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $15.1M | $125.6M | $480.9M | $237.0M | $219.9M | $220.0M |
| Cash From Investing | -$874.9M | -$1.49B | -$137.4M | -$326.3M | -$66.7M | $124.9M |
| Cash From Financing | $1.94B | $1.24B | -$1.04B | $344.9M | -$91.2M | $199.5M |
| Free Cash Flow | $8.0M | $119.1M | $472.0M | $230.6M | $205.6M | $213.6M |
| Dividends Paid | $24.4M | $24.2M | $35.7M | $36.7M | $35.8M | $37.2M |
Figures from Wsfs Financial's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Wsfs Financial financials page for every line item.
Wsfs Financial Company Profile
| Ticker | WSFS |
|---|---|
| Exchange | Nasdaq |
| Industry | National Commercial Banks |
| Headquarters | Wilmington, Delaware |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000828944 |
Frequently Asked Questions
What was Wsfs Financial's revenue in fiscal 2025?
Wsfs Financial (WSFS) reported revenue of $1.07B for fiscal 2025.
What is Wsfs Financial's annual revenue history?
Wsfs Financial's annual revenue by fiscal year: 2020: $667.0M; 2021: $619.1M; 2022: $923.0M; 2023: $1.01B; 2024: $1.05B; 2025: $1.07B.
What was Wsfs Financial's net income in fiscal 2025?
Wsfs Financial reported net income of $287.3M for fiscal 2025.
What was Wsfs Financial's earnings per share (EPS) in fiscal 2025?
Wsfs Financial's diluted EPS was $5.09 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Wsfs Financial generate in fiscal 2025?
Wsfs Financial generated $213.6M of free cash flow in fiscal 2025.
What was Wsfs Financial's revenue last quarter?
In its most recent reported quarter (2026 Q2), Wsfs Financial reported revenue of $282.5M.
How much debt does Wsfs Financial have?
Wsfs Financial reported $105.8M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Wsfs Financial are outstanding?
Wsfs Financial reported a weighted average of 51.8 million basic shares outstanding in 2026 Q2.
What is Wsfs Financial's market cap?
Based on its latest closing price, Wsfs Financial (WSFS) has a market capitalization of about $3.92B.
When does Wsfs Financial's fiscal year end?
Wsfs Financial's fiscal year end, as registered with the SEC, is December 31.
Where is Wsfs Financial headquartered?
Wsfs Financial lists its business address in Wilmington, Delaware in its SEC filings.