BankUnited, Inc. (BKU) Financial Statements
Industry: Savings Institution, Federally Chartered
In fiscal 2025, BankUnited reported revenue of $1.09B, up 7.9% from $1.01B the year before. Net income was $268.4M (a 24.5% net margin), or $3.53 per diluted share. Net interest income was $987.6M, and the efficiency ratio (noninterest expense / revenue) was 60.7%. Operating activities generated $358.6M of cash. At fiscal year end, BankUnited held $35.04B in total assets against $31.99B in total liabilities, including $217.8M of cash and equivalents.
Open the full interactive BankUnited financials → Quarterly statements, key ratios, valuation history and price charts.
BankUnited Key Stats
| Share Price | $41.71 |
|---|---|
| Market Cap | $2.99B |
| P/E Ratio | 11.8 |
| Revenue YoY Growth | +7.9% |
| 52-Week Range | $34.37 – $49.84 |
| Shares Outstanding | 71.4 million (basic, 2026 Q2) |
BankUnited Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $751.8M | $795.7M | $913.0M | $873.8M | $914.3M | $987.6M |
| Provision for Credit Losses | $178.4M | -$67.1M | $75.2M | $87.6M | $55.1M | $68.4M |
| Noninterest Income | $133.2M | $134.2M | $77.6M | $86.8M | $99.2M | $105.6M |
| Noninterest Expense | $457.2M | $547.6M | $540.3M | $636.0M | $642.0M | $663.5M |
| Revenue | $885.0M | $929.8M | $990.6M | $960.6M | $1.01B | $1.09B |
| Pre-Tax Income | $249.4M | $449.4M | $375.1M | $237.1M | $316.3M | $361.7M |
| Income Tax | $51.5M | $34.4M | $90.2M | $58.4M | $83.9M | $93.4M |
| Net Income | $197.9M | $415.0M | $285.0M | $178.7M | $232.5M | $268.4M |
| Diluted EPS | $2.06 | $4.52 | $3.54 | $2.38 | $3.08 | $3.53 |
BankUnited Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $275.7M | $288.2M | $273.7M | $284.6M |
| Net Income | $71.9M | $69.3M | $61.9M | $70.7M |
| Diluted EPS | $0.95 | $0.93 | $0.83 | $0.97 |
BankUnited Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $397.7M | $314.9M | $572.6M | $588.3M | $491.1M | $217.8M |
| Loans (Net) | $23.61B | $23.64B | $24.74B | $24.43B | $24.07B | $24.05B |
| Total Assets | $35.01B | $35.82B | $37.03B | $35.76B | $35.24B | $35.04B |
| Deposits | $27.50B | $29.44B | $27.51B | $26.54B | $27.87B | $29.35B |
| Total Long-Term Debt | $722.5M | $721.4M | $720.9M | $709.0M | $708.6M | $319.7M |
| Total Liabilities | $32.03B | $32.78B | $34.59B | $33.18B | $32.43B | $31.99B |
| Shareholders' Equity | $2.98B | $3.04B | $2.44B | $2.58B | $2.81B | $3.05B |
BankUnited Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $864.2M | $1.22B | $1.29B | $657.5M | $433.8M | $358.6M |
| Cash From Investing | -$2.62B | -$1.64B | -$2.12B | $980.6M | $409.7M | -$214.4M |
| Cash From Financing | $1.94B | $334.9M | $1.08B | -$1.62B | -$940.7M | -$417.5M |
Figures from BankUnited's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full BankUnited financials page for every line item.
BankUnited Company Profile
| Ticker | BKU |
|---|---|
| Exchange | NYSE |
| Industry | Savings Institution, Federally Chartered |
| Headquarters | Miami Lakes, Florida |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001504008 |
Frequently Asked Questions
What was BankUnited's revenue in fiscal 2025?
BankUnited (BKU) reported revenue of $1.09B for fiscal 2025.
What is BankUnited's annual revenue history?
BankUnited's annual revenue by fiscal year: 2020: $885.0M; 2021: $929.8M; 2022: $990.6M; 2023: $960.6M; 2024: $1.01B; 2025: $1.09B.
What was BankUnited's net income in fiscal 2025?
BankUnited reported net income of $268.4M for fiscal 2025.
What was BankUnited's earnings per share (EPS) in fiscal 2025?
BankUnited's diluted EPS was $3.53 for fiscal 2025 (adjusted for any later stock splits).
What was BankUnited's revenue last quarter?
In its most recent reported quarter (2026 Q2), BankUnited reported revenue of $284.6M.
How much debt does BankUnited have?
BankUnited reported $319.7M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of BankUnited are outstanding?
BankUnited reported a weighted average of 71.4 million basic shares outstanding in 2026 Q2.
What is BankUnited's market cap?
Based on its latest closing price, BankUnited (BKU) has a market capitalization of about $2.99B.
When does BankUnited's fiscal year end?
BankUnited's fiscal year end, as registered with the SEC, is December 31.
Where is BankUnited headquartered?
BankUnited lists its business address in Miami Lakes, Florida in its SEC filings.
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