Bok Financial Corp (BOKF) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Bok Financial reported revenue of $2.18B, up 6.1% from $2.05B the year before. Net income was $578.0M (a 26.6% net margin), or $9.17 per diluted share. Net interest income was $1.33B, and the efficiency ratio (noninterest expense / revenue) was 65.9%. Operating activities generated $739.6M of cash, leaving $575.2M of free cash flow. At fiscal year end, Bok Financial held $52.24B in total assets against $46.32B in total liabilities.
Open the full interactive Bok Financial financials → Quarterly statements, key ratios, valuation history and price charts.
Bok Financial Key Stats
| Share Price | $124.69 |
|---|---|
| Market Cap | $7.49B |
| P/E Ratio | 13.6 |
| Revenue YoY Growth | +6.1% |
| 52-Week Range | $101.73 – $145.44 |
| Shares Outstanding | 60.1 million (basic, 2026 Q2) |
Bok Financial Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $1.11B | $1.12B | $1.21B | $1.27B | $1.21B | $1.33B |
| Provision for Credit Losses | $222.6M | -$100.0M | $30.0M | $46.0M | $18.0M | $2.0M |
| Noninterest Income | $843.9M | $755.8M | $643.3M | $789.9M | $839.6M | $848.1M |
| Noninterest Expense | $1.17B | $1.18B | $1.16B | $1.33B | $1.37B | $1.43B |
| Revenue | $1.95B | $1.87B | $1.85B | $2.06B | $2.05B | $2.18B |
| Pre-Tax Income | $563.9M | $796.1M | $660.2M | $683.2M | $666.6M | $740.6M |
| Income Tax | $128.8M | $179.8M | $139.9M | $152.1M | $143.1M | $162.6M |
| Net Income | $435.0M | $618.1M | $520.3M | $530.7M | $523.6M | $578.0M |
| Diluted EPS | $6.19 | $8.95 | $7.68 | $8.02 | $8.14 | $9.17 |
Bok Financial Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $548.4M | $589.6M | $553.8M | $589.4M |
| Net Income | $140.9M | $177.3M | $155.8M | $176.5M |
| Diluted EPS | $2.22 | $2.83 | $2.58 | $2.92 |
Bok Financial Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.18B | $2.84B | — | — | — | — |
| Loans (Net) | $22.62B | $19.95B | $22.32B | $23.63B | $23.83B | $25.38B |
| Total Assets | $46.67B | $50.25B | $47.79B | $49.82B | $49.69B | $52.24B |
| Deposits | $36.14B | $41.24B | $34.48B | $34.02B | $38.19B | $39.44B |
| Total Long-Term Debt | $3.82B | $2.49B | $7.14B | $8.96B | $4.45B | $4.63B |
| Total Liabilities | $41.38B | $44.88B | $43.10B | $44.68B | $44.13B | $46.32B |
| Shareholders' Equity | $5.27B | $5.36B | $4.68B | $5.14B | $5.55B | $5.92B |
Bok Financial Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | -$416.3M | -$3.69B | $5.12B | $66.2M | $1.43B | $739.6M |
| Cash From Investing | -$2.46B | $2.60B | -$4.60B | -$1.79B | -$477.2M | -$1.52B |
| Cash From Financing | $2.80B | $2.75B | -$1.95B | $1.67B | -$866.8M | $1.01B |
| Free Cash Flow | -$557.4M | -$3.90B | $4.91B | -$99.7M | $1.26B | $575.2M |
Figures from Bok Financial's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Bok Financial financials page for every line item.
Bok Financial Company Profile
| Ticker | BOKF |
|---|---|
| Exchange | Nasdaq |
| Industry | National Commercial Banks |
| Headquarters | Tulsa, Oklahoma |
| Incorporated in | Oklahoma |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000875357 |
Frequently Asked Questions
What was Bok Financial's revenue in fiscal 2025?
Bok Financial (BOKF) reported revenue of $2.18B for fiscal 2025.
What is Bok Financial's annual revenue history?
Bok Financial's annual revenue by fiscal year: 2020: $1.95B; 2021: $1.87B; 2022: $1.85B; 2023: $2.06B; 2024: $2.05B; 2025: $2.18B.
What was Bok Financial's net income in fiscal 2025?
Bok Financial reported net income of $578.0M for fiscal 2025.
What was Bok Financial's earnings per share (EPS) in fiscal 2025?
Bok Financial's diluted EPS was $9.17 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Bok Financial generate in fiscal 2025?
Bok Financial generated $575.2M of free cash flow in fiscal 2025.
What was Bok Financial's revenue last quarter?
In its most recent reported quarter (2026 Q2), Bok Financial reported revenue of $589.4M.
How much debt does Bok Financial have?
Bok Financial reported $4.63B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Bok Financial are outstanding?
Bok Financial reported a weighted average of 60.1 million basic shares outstanding in 2026 Q2.
What is Bok Financial's market cap?
Based on its latest closing price, Bok Financial (BOKF) has a market capitalization of about $7.49B.
When does Bok Financial's fiscal year end?
Bok Financial's fiscal year end, as registered with the SEC, is December 31.
Where is Bok Financial headquartered?
Bok Financial lists its business address in Tulsa, Oklahoma in its SEC filings.