Valley National Bancorp (VLY) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Valley National Bancorp reported revenue of $2.03B, up 9.3% from $1.85B the year before. Net income was $598.0M (a 29.5% net margin), or $1.01 per diluted share. Net interest income was $1.76B, and the efficiency ratio (noninterest expense / revenue) was 56.4%. Operating activities generated $343.8M of cash, leaving $325.7M of free cash flow. At fiscal year end, Valley National Bancorp held $64.13B in total assets against $56.33B in total liabilities.
Open the full interactive Valley National Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Valley National Bancorp Key Stats
| Share Price | $12.53 |
|---|---|
| Market Cap | $6.98B |
| P/E Ratio | 12.4 |
| Revenue YoY Growth | +9.3% |
| 52-Week Range | $9.39 – $15.07 |
| Shares Outstanding | 553.7 million (basic, 2026 Q2) |
Valley National Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $1.12B | $1.21B | $1.66B | $1.67B | $1.63B | $1.76B |
| Provision for Credit Losses | $123.9M | $27.5M | $56.8M | $50.8M | $314.4M | $141.5M |
| Noninterest Income | $183.0M | $155.0M | $206.8M | $225.7M | $224.5M | $262.1M |
| Noninterest Expense | $646.1M | $691.5M | $1.02B | $1.16B | $1.11B | $1.14B |
| Revenue | $1.30B | $1.36B | $1.86B | $1.89B | $1.85B | $2.03B |
| Pre-Tax Income | $530.1M | $640.7M | $780.7M | $678.3M | $438.5M | $743.9M |
| Income Tax | $139.5M | $166.9M | $211.8M | $179.8M | $58.2M | $145.9M |
| Net Income | $390.6M | $473.8M | $568.9M | $498.5M | $380.3M | $598.0M |
| Diluted EPS | $0.93 | $1.12 | $1.14 | $0.95 | $0.69 | $1.01 |
Valley National Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $511.1M | $541.2M | $540.4M | $560.7M |
| Net Income | $163.4M | $195.4M | $163.9M | $170.9M |
| Diluted EPS | $0.28 | $0.35 | $0.28 | $0.29 |
Valley National Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | — | $33.79B | $46.46B | $49.76B | $48.24B | $49.55B |
| Total Assets | $40.69B | $43.45B | $57.46B | $60.93B | $62.49B | $64.13B |
| Deposits | $31.94B | $35.63B | $47.64B | $49.24B | $50.08B | $52.18B |
| Total Long-Term Debt | $169.4M | $56.4M | $56.8M | $57.1M | $57.5M | $57.8M |
| Total Liabilities | $36.09B | $38.36B | $51.06B | $54.23B | $55.06B | $56.33B |
| Shareholders' Equity | $4.59B | $5.08B | $6.40B | $6.70B | $7.44B | $7.81B |
Valley National Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $151.5M | $837.1M | $1.43B | $378.2M | $548.5M | $343.8M |
| Cash From Investing | -$2.04B | -$1.08B | -$6.79B | -$3.35B | -$709.3M | -$2.16B |
| Cash From Financing | $2.78B | $964.4M | $4.26B | $2.91B | $1.16B | $1.51B |
| Free Cash Flow | $126.9M | $797.7M | $1.36B | $302.1M | $532.4M | $325.7M |
Figures from Valley National Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Valley National Bancorp financials page for every line item.
Valley National Bancorp Company Profile
| Ticker | VLY |
|---|---|
| Exchange | Nasdaq |
| Industry | National Commercial Banks |
| Headquarters | New York, New York |
| Incorporated in | New Jersey |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000714310 |
Frequently Asked Questions
What was Valley National Bancorp's revenue in fiscal 2025?
Valley National Bancorp (VLY) reported revenue of $2.03B for fiscal 2025.
What is Valley National Bancorp's annual revenue history?
Valley National Bancorp's annual revenue by fiscal year: 2020: $1.30B; 2021: $1.36B; 2022: $1.86B; 2023: $1.89B; 2024: $1.85B; 2025: $2.03B.
What was Valley National Bancorp's net income in fiscal 2025?
Valley National Bancorp reported net income of $598.0M for fiscal 2025.
What was Valley National Bancorp's earnings per share (EPS) in fiscal 2025?
Valley National Bancorp's diluted EPS was $1.01 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Valley National Bancorp generate in fiscal 2025?
Valley National Bancorp generated $325.7M of free cash flow in fiscal 2025.
What was Valley National Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), Valley National Bancorp reported revenue of $560.7M.
How much debt does Valley National Bancorp have?
Valley National Bancorp reported $57.8M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Valley National Bancorp are outstanding?
Valley National Bancorp reported a weighted average of 553.7 million basic shares outstanding in 2026 Q2.
What is Valley National Bancorp's market cap?
Based on its latest closing price, Valley National Bancorp (VLY) has a market capitalization of about $6.98B.
When does Valley National Bancorp's fiscal year end?
Valley National Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is Valley National Bancorp headquartered?
Valley National Bancorp lists its business address in New York, New York in its SEC filings.