Old National Bancorp (ONB) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Old National Bancorp reported revenue of $2.52B, up 33.9% from $1.89B the year before. Net income was $669.3M (a 26.5% net margin), or $1.79 per diluted share. Net interest income was $2.06B, and the efficiency ratio (noninterest expense / revenue) was 58.8%. Operating activities generated $681.5M of cash, leaving $637.4M of free cash flow. At fiscal year end, Old National Bancorp held $72.15B in total assets against $63.66B in total liabilities, including $1.83B of cash and equivalents.
Open the full interactive Old National Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Old National Bancorp Key Stats
| Share Price | $24.62 |
|---|---|
| Market Cap | $9.44B |
| P/E Ratio | 13.8 |
| Revenue YoY Growth | +33.9% |
| 52-Week Range | $19.13 – $27.14 |
| Shares Outstanding | 381.9 million (basic, 2026 Q2) |
Old National Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $596.1M | $596.4M | $1.33B | $1.50B | $1.53B | $2.06B |
| Provision for Credit Losses | $38.4M | -$28.8M | $144.8M | $58.9M | $110.6M | $197.7M |
| Noninterest Income | $239.3M | $214.2M | $399.8M | $333.3M | $354.7M | $466.5M |
| Noninterest Expense | $541.4M | $500.6M | $1.04B | $1.03B | $1.09B | $1.49B |
| Revenue | $835.4M | $810.6M | $1.73B | $1.84B | $1.89B | $2.52B |
| Pre-Tax Income | $255.6M | $338.9M | $544.7M | $751.3M | $680.4M | $841.4M |
| Income Tax | $29.1M | $61.3M | $116.4M | $169.3M | $141.2M | $172.1M |
| Net Income | $226.4M | $277.5M | $428.3M | $582.0M | $539.2M | $669.3M |
| Diluted EPS | $1.36 | $1.67 | $1.50 | $1.94 | $1.68 | $1.79 |
Old National Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $705.1M | $690.6M | $694.9M | $732.6M |
| Net Income | $182.6M | $216.6M | $233.7M | $253.4M |
| Diluted EPS | $0.46 | $0.59 | $0.59 | $0.65 |
Old National Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $589.7M | $822.0M | $728.4M | $1.18B | $1.23B | $1.83B |
| Loans (Net) | — | $13.49B | $30.82B | $32.68B | $35.89B | $48.19B |
| Total Assets | $22.96B | $24.45B | $46.76B | $49.09B | $53.55B | $72.15B |
| Deposits | $17.04B | $18.57B | $35.00B | $37.24B | $40.82B | $55.09B |
| Total Long-Term Debt | $2.24B | $2.20B | $4.59B | $5.07B | $5.16B | $7.09B |
| Total Liabilities | $19.99B | $21.44B | $41.63B | $43.53B | $47.21B | $63.66B |
| Shareholders' Equity | $2.97B | $3.01B | $5.13B | $5.56B | $6.34B | $8.49B |
Old National Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $219.8M | $330.4M | $814.4M | $516.3M | $622.3M | $681.5M |
| Cash From Investing | -$2.14B | -$1.43B | -$1.69B | -$1.82B | -$1.37B | -$1.83B |
| Cash From Financing | $2.24B | $1.33B | $777.5M | $1.75B | $802.6M | $1.75B |
| Free Cash Flow | $188.9M | $281.7M | $776.5M | $478.0M | $592.0M | $637.4M |
| Dividends Paid | — | — | $177.6M | — | — | — |
Figures from Old National Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Old National Bancorp financials page for every line item.
Old National Bancorp Company Profile
| Ticker | ONB |
|---|---|
| Exchange | Nasdaq |
| Industry | National Commercial Banks |
| Headquarters | Evansville, Indiana |
| Incorporated in | Indiana |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000707179 |
Frequently Asked Questions
What was Old National Bancorp's revenue in fiscal 2025?
Old National Bancorp (ONB) reported revenue of $2.52B for fiscal 2025.
What is Old National Bancorp's annual revenue history?
Old National Bancorp's annual revenue by fiscal year: 2020: $835.4M; 2021: $810.6M; 2022: $1.73B; 2023: $1.84B; 2024: $1.89B; 2025: $2.52B.
What was Old National Bancorp's net income in fiscal 2025?
Old National Bancorp reported net income of $669.3M for fiscal 2025.
What was Old National Bancorp's earnings per share (EPS) in fiscal 2025?
Old National Bancorp's diluted EPS was $1.79 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Old National Bancorp generate in fiscal 2025?
Old National Bancorp generated $637.4M of free cash flow in fiscal 2025.
What was Old National Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), Old National Bancorp reported revenue of $732.6M.
How much debt does Old National Bancorp have?
Old National Bancorp reported $7.09B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Old National Bancorp are outstanding?
Old National Bancorp reported a weighted average of 381.9 million basic shares outstanding in 2026 Q2.
What is Old National Bancorp's market cap?
Based on its latest closing price, Old National Bancorp (ONB) has a market capitalization of about $9.44B.
When does Old National Bancorp's fiscal year end?
Old National Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is Old National Bancorp headquartered?
Old National Bancorp lists its business address in Evansville, Indiana in its SEC filings.