Pinnacle Financial Partners, Inc. (PNFP) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Pinnacle Financial Partners reported revenue of $2.05B. Net income was $641.9M (a 31.2% net margin), or $8.07 per diluted share. Net interest income was $1.55B, and the efficiency ratio (noninterest expense / revenue) was 56.8%. Operating activities generated $759.0M of cash, leaving $679.1M of free cash flow. At fiscal year end, Pinnacle Financial Partners held $57.71B in total assets against $50.66B in total liabilities.
Open the full interactive Pinnacle Financial Partners financials → Quarterly statements, key ratios, valuation history and price charts.
Pinnacle Financial Partners Key Stats
| Share Price | $93.53 |
|---|---|
| Market Cap | $14.17B |
| P/E Ratio | 11.6 |
| 52-Week Range | $81.30 – $108.52 |
| Shares Outstanding | 151.1 million (basic, 2026 Q2) |
Pinnacle Financial Partners Income Statement
| FY 2025 | |
|---|---|
| Net Interest Income | $1.55B |
| Provision for Credit Losses | $107.2M |
| Noninterest Income | $506.6M |
| Noninterest Expense | $1.17B |
| Revenue | $2.05B |
| Pre-Tax Income | $779.9M |
| Income Tax | $138.0M |
| Net Income | $641.9M |
| Diluted EPS | $8.07 |
Pinnacle Financial Partners Quarterly Results
| 2026 Q1 | 2026 Q2 | |
|---|---|---|
| Revenue | $1.22B | $1.20B |
| Net Income | $150.0M | $328.0M |
| Diluted EPS | $0.89 | $2.07 |
Pinnacle Financial Partners Balance Sheet
| FY 2025 | |
|---|---|
| Total Assets | $57.71B |
| Total Long-Term Debt | $2.21B |
| Total Liabilities | $50.66B |
| Shareholders' Equity | $7.04B |
Pinnacle Financial Partners Cash Flow Statement
| FY 2025 | |
|---|---|
| Cash From Operations | $759.0M |
| Cash From Investing | -$5.03B |
| Cash From Financing | $4.40B |
| Free Cash Flow | $679.1M |
Figures from Pinnacle Financial Partners' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Pinnacle Financial Partners financials page for every line item.
Pinnacle Financial Partners Company Profile
| Ticker | PNFP |
|---|---|
| Exchange | NYSE |
| Industry | National Commercial Banks |
| Headquarters | Atlanta, Georgia |
| Incorporated in | Georgia |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0002082866 |
Frequently Asked Questions
What was Pinnacle Financial Partners' revenue in fiscal 2025?
Pinnacle Financial Partners (PNFP) reported revenue of $2.05B for fiscal 2025.
What was Pinnacle Financial Partners' net income in fiscal 2025?
Pinnacle Financial Partners reported net income of $641.9M for fiscal 2025.
What was Pinnacle Financial Partners' earnings per share (EPS) in fiscal 2025?
Pinnacle Financial Partners' diluted EPS was $8.07 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Pinnacle Financial Partners generate in fiscal 2025?
Pinnacle Financial Partners generated $679.1M of free cash flow in fiscal 2025.
What was Pinnacle Financial Partners' revenue last quarter?
In its most recent reported quarter (2026 Q2), Pinnacle Financial Partners reported revenue of $1.20B.
How much debt does Pinnacle Financial Partners have?
Pinnacle Financial Partners reported $2.21B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Pinnacle Financial Partners are outstanding?
Pinnacle Financial Partners reported a weighted average of 151.1 million basic shares outstanding in 2026 Q2.
What is Pinnacle Financial Partners' market cap?
Based on its latest closing price, Pinnacle Financial Partners (PNFP) has a market capitalization of about $14.17B.
When does Pinnacle Financial Partners' fiscal year end?
Pinnacle Financial Partners' fiscal year end, as registered with the SEC, is December 31.
Where is Pinnacle Financial Partners headquartered?
Pinnacle Financial Partners lists its business address in Atlanta, Georgia in its SEC filings.