Regions Financial Corp (RF) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Regions Financial reported revenue of $7.53B, up 6.3% from $7.08B the year before. Net income was $2.16B (a 28.6% net margin), or $2.30 per diluted share. Net interest income was $4.99B, and the efficiency ratio (noninterest expense / revenue) was 57.3%. Operating activities generated $2.18B of cash. At fiscal year end, Regions Financial held $158.81B in total assets against $139.71B in total liabilities.
Open the full interactive Regions Financial financials → Quarterly statements, key ratios, valuation history and price charts.
Regions Financial Key Stats
| Share Price | $27.01 |
|---|---|
| Market Cap | $23.15B |
| P/E Ratio | 11.7 |
| Revenue YoY Growth | +6.2% |
| 52-Week Range | $22.44 – $32.07 |
| Shares Outstanding | 854.0 million (basic, 2026 Q2) |
Regions Financial Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $3.89B | $3.91B | $4.79B | $5.32B | $4.82B | $4.99B |
| Provision for Credit Losses | $1.33B | -$524.0M | $271.0M | $553.0M | $487.0M | $470.0M |
| Noninterest Income | $2.39B | $2.52B | $2.43B | $2.26B | $2.27B | $2.54B |
| Noninterest Expense | $3.64B | $3.75B | $4.07B | $4.42B | $4.24B | $4.31B |
| Revenue | $6.29B | $6.44B | $7.21B | $7.58B | $7.08B | $7.53B |
| Pre-Tax Income | $1.31B | $3.21B | $2.88B | $2.61B | $2.35B | $2.74B |
| Income Tax | $220.0M | $694.0M | $631.0M | $533.0M | $461.0M | $587.0M |
| Net Income | $1.09B | $2.52B | $2.25B | $2.07B | $1.89B | $2.16B |
| Diluted EPS | $1.03 | $2.49 | $2.28 | $2.11 | $1.93 | $2.30 |
Regions Financial Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $1.92B | $1.92B | $1.87B | $1.91B |
| Net Income | $569.0M | $534.0M | $559.0M | $570.0M |
| Diluted EPS | $0.61 | $0.60 | $0.62 | $0.64 |
Regions Financial Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | $83.10B | $86.31B | $95.55B | $96.80B | $95.11B | $94.08B |
| Total Assets | $147.39B | $162.94B | $155.22B | $152.19B | $157.30B | $158.81B |
| Deposits | $122.48B | $139.07B | $131.74B | $127.79B | $127.60B | $131.13B |
| Total Long-Term Debt | $3.57B | $2.41B | $2.28B | $2.33B | $5.99B | $4.13B |
| Total Liabilities | $129.28B | $144.61B | $139.27B | $134.70B | $139.39B | $139.71B |
| Shareholders' Equity | $18.11B | $18.33B | $15.95B | $17.43B | $17.88B | $19.04B |
Regions Financial Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $2.32B | $3.03B | $3.10B | $2.31B | $1.60B | $2.18B |
| Cash From Investing | -$4.85B | -$2.87B | -$12.94B | -$1.61B | -$262.0M | -$1.42B |
| Cash From Financing | $16.37B | $11.29B | -$8.35B | -$5.13B | $2.58B | -$568.0M |
Figures from Regions Financial's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Regions Financial financials page for every line item.
Regions Financial Company Profile
| Ticker | RF |
|---|---|
| Exchange | NYSE |
| Industry | National Commercial Banks |
| Headquarters | Birmingham, Alabama |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001281761 |
Frequently Asked Questions
What was Regions Financial's revenue in fiscal 2025?
Regions Financial (RF) reported revenue of $7.53B for fiscal 2025.
What is Regions Financial's annual revenue history?
Regions Financial's annual revenue by fiscal year: 2020: $6.29B; 2021: $6.44B; 2022: $7.21B; 2023: $7.58B; 2024: $7.08B; 2025: $7.53B.
What was Regions Financial's net income in fiscal 2025?
Regions Financial reported net income of $2.16B for fiscal 2025.
What was Regions Financial's earnings per share (EPS) in fiscal 2025?
Regions Financial's diluted EPS was $2.30 for fiscal 2025 (adjusted for any later stock splits).
What was Regions Financial's revenue last quarter?
In its most recent reported quarter (2026 Q2), Regions Financial reported revenue of $1.91B.
How much debt does Regions Financial have?
Regions Financial reported $4.13B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Regions Financial are outstanding?
Regions Financial reported a weighted average of 854.0 million basic shares outstanding in 2026 Q2.
What is Regions Financial's market cap?
Based on its latest closing price, Regions Financial (RF) has a market capitalization of about $23.15B.
When does Regions Financial's fiscal year end?
Regions Financial's fiscal year end, as registered with the SEC, is December 31.
Where is Regions Financial headquartered?
Regions Financial lists its business address in Birmingham, Alabama in its SEC filings.