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Citigroup Inc (C) Financial Statements

Industry: National Commercial Banks

In fiscal 2025, Citigroup reported revenue of $85.22B, up 5.0% from $81.14B the year before. Net income was $14.31B (a 16.8% net margin), or $6.99 per diluted share. Net interest income was $59.79B, and the efficiency ratio (noninterest expense / revenue) was 64.7%. Operating activities generated -$67.63B of cash, leaving -$74.15B of free cash flow. At fiscal year end, Citigroup held $2.66T in total assets against $2.44T in total liabilities.

Open the full interactive Citigroup financials → Quarterly statements, key ratios, valuation history and price charts.

Citigroup Key Stats

Share Price$124.53
Market Cap$216.13B
P/E Ratio17.8
Dividend Yield2.51%
Revenue YoY Growth+5.0%
52-Week Range$94.11 – $144.93
Shares Outstanding1.70 billion (basic, 2026 Q2)

Citigroup Income Statement

Citigroup Inc annual income statement
FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025
Net Interest Income$43.55B$42.49B$48.67B$54.90B$54.09B$59.79B
Provision for Credit Losses$15.92B-$3.10B$4.75B$7.79B$9.73B$9.50B
Noninterest Income$30.75B$29.39B$26.67B$23.56B$27.04B$25.43B
Noninterest Expense$43.17B$48.19B$51.29B$56.37B$53.98B$55.13B
Revenue$74.30B$71.88B$75.34B$78.46B$81.14B$85.22B
Pre-Tax Income$13.63B$27.47B$18.81B$12.91B$17.05B$19.83B
Income Tax$2.52B$5.45B$3.64B$3.53B$4.21B$5.37B
Net Income$11.05B$21.95B$14.85B$9.23B$12.68B$14.31B
Diluted EPS$4.72$10.14$7.00$4.04$5.94$6.99

Citigroup Quarterly Results

Citigroup Inc last 4 quarters
2025 Q32025 Q42026 Q12026 Q2
Revenue$22.09B$19.87B$24.63B$24.77B
Net Income$3.75B$2.47B$5.79B$5.83B
Diluted EPS$1.86$1.32$3.06$3.15

Citigroup Balance Sheet

Citigroup Inc annual balance sheet (fiscal year end)
FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025
Loans (Net)———$671.22B$675.91B$732.98B
Total Assets$2.26T$2.29T$2.42T$2.41T$2.35T$2.66T
Deposits$1.28T$1.32T$1.37T$1.31T$1.28T$1.40T
Total Long-Term Debt$271.69B$254.37B$271.61B$286.62B$287.30B$315.83B
Total Liabilities$2.06T$2.09T$2.21T$2.21T$2.14T$2.44T
Shareholders' Equity$199.44B$201.97B$201.19B$205.45B$208.60B$212.29B

Citigroup Cash Flow Statement

Citigroup Inc annual cash flow statement
FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025
Cash From Operations-$20.62B$61.25B$25.07B-$73.42B-$19.67B-$67.63B
Cash From Investing-$95.31B-$124.91B-$79.45B-$8.46B$86.25B-$108.28B
Cash From Financing$233.59B$17.27B$137.76B$687.0M-$38.30B$238.03B
Free Cash Flow-$24.07B$57.13B$19.44B-$80.00B-$26.17B-$74.15B
Dividends Paid$5.35B$5.20B$5.00B$5.21B$5.20B$5.37B

Figures from Citigroup's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Citigroup financials page for every line item.

Citigroup Company Profile

TickerC
ExchangeNYSE
IndustryNational Commercial Banks
HeadquartersNew York, New York
Incorporated inDelaware
Fiscal Year EndDecember 31
SEC Filer CategoryLarge accelerated filer
SEC CIK0000831001

Frequently Asked Questions

What was Citigroup's revenue in fiscal 2025?

Citigroup (C) reported revenue of $85.22B for fiscal 2025.

What is Citigroup's annual revenue history?

Citigroup's annual revenue by fiscal year: 2020: $74.30B; 2021: $71.88B; 2022: $75.34B; 2023: $78.46B; 2024: $81.14B; 2025: $85.22B.

What was Citigroup's net income in fiscal 2025?

Citigroup reported net income of $14.31B for fiscal 2025.

What was Citigroup's earnings per share (EPS) in fiscal 2025?

Citigroup's diluted EPS was $6.99 for fiscal 2025 (adjusted for any later stock splits).

How much free cash flow did Citigroup generate in fiscal 2025?

Citigroup generated -$74.15B of free cash flow in fiscal 2025.

What was Citigroup's revenue last quarter?

In its most recent reported quarter (2026 Q2), Citigroup reported revenue of $24.77B.

How much debt does Citigroup have?

Citigroup reported $315.83B of long-term debt, including the current portion, at the end of fiscal 2025.

How many shares of Citigroup are outstanding?

Citigroup reported a weighted average of 1.70 billion basic shares outstanding in 2026 Q2.

What is Citigroup's market cap?

Based on its latest closing price, Citigroup (C) has a market capitalization of about $216.13B.

When does Citigroup's fiscal year end?

Citigroup's fiscal year end, as registered with the SEC, is December 31.

Where is Citigroup headquartered?

Citigroup lists its business address in New York, New York in its SEC filings.