Capital One Financial Corp (COF) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Capital One Financial reported revenue of $53.43B, up 36.6% from $39.11B the year before. Net income was $2.45B (a 4.6% net margin), or $4.03 per diluted share. Net interest income was $42.88B, and the efficiency ratio (noninterest expense / revenue) was 57.1%. Operating activities generated $27.72B of cash, leaving $26.14B of free cash flow. At fiscal year end, Capital One Financial held $669.01B in total assets against $555.39B in total liabilities.
Open the full interactive Capital One Financial financials → Quarterly statements, key ratios, valuation history and price charts.
Capital One Financial Key Stats
| Share Price | $198.07 |
|---|---|
| Market Cap | $123.02B |
| P/E Ratio | 49.1 |
| Revenue YoY Growth | +36.6% |
| 52-Week Range | $174.73 – $254.96 |
| Shares Outstanding | 620.5 million (basic, 2026 Q2) |
Capital One Financial Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $22.91B | $24.17B | $27.11B | $29.24B | $31.21B | $42.88B |
| Provision for Credit Losses | $10.26B | -$1.94B | $5.85B | $10.43B | $11.72B | $20.66B |
| Noninterest Income | $5.61B | $6.26B | $7.14B | $7.55B | $7.90B | $10.56B |
| Noninterest Expense | $15.06B | $16.57B | $19.16B | $20.32B | $21.49B | $30.50B |
| Revenue | $28.52B | $30.43B | $34.25B | $36.79B | $39.11B | $53.43B |
| Pre-Tax Income | $3.20B | $15.81B | $9.24B | $6.04B | $5.91B | $2.28B |
| Income Tax | $486.0M | $3.42B | $1.88B | $1.16B | $1.16B | $193.0M |
| Net Income | $2.71B | $12.39B | $7.36B | $4.89B | $4.75B | $2.45B |
| Diluted EPS | $5.18 | $26.94 | $17.91 | $11.95 | $11.59 | $4.03 |
Capital One Financial Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $15.36B | $15.58B | $15.23B | $15.85B |
| Net Income | $3.19B | $2.13B | $2.17B | $3.02B |
| Diluted EPS | $4.83 | $3.94 | $3.34 | $4.73 |
Capital One Financial Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Total Assets | $421.60B | $432.38B | $455.25B | $478.46B | $490.14B | $669.01B |
| Deposits | $305.44B | $310.98B | $332.99B | $348.41B | $362.71B | $475.77B |
| Total Long-Term Debt | $39.87B | $42.27B | $47.83B | $49.32B | $44.99B | $49.91B |
| Total Liabilities | $361.40B | $371.35B | $402.67B | $420.38B | $429.36B | $555.39B |
| Shareholders' Equity | $60.20B | $61.03B | $52.58B | $58.09B | $60.78B | $113.62B |
Capital One Financial Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $16.70B | $12.31B | $13.81B | $20.57B | $18.16B | $27.72B |
| Cash From Investing | -$14.84B | -$31.50B | -$29.74B | -$21.92B | -$26.41B | -$444.0M |
| Cash From Financing | $25.16B | $474.0M | $25.13B | $13.84B | $8.17B | -$8.85B |
| Free Cash Flow | $15.99B | $11.61B | $12.88B | $19.61B | $16.95B | $26.14B |
Figures from Capital One Financial's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Capital One Financial financials page for every line item.
Capital One Financial Company Profile
| Ticker | COF |
|---|---|
| Exchange | NYSE |
| Industry | National Commercial Banks |
| Headquarters | Mclean, Virginia |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000927628 |
Frequently Asked Questions
What was Capital One Financial's revenue in fiscal 2025?
Capital One Financial (COF) reported revenue of $53.43B for fiscal 2025.
What is Capital One Financial's annual revenue history?
Capital One Financial's annual revenue by fiscal year: 2020: $28.52B; 2021: $30.43B; 2022: $34.25B; 2023: $36.79B; 2024: $39.11B; 2025: $53.43B.
What was Capital One Financial's net income in fiscal 2025?
Capital One Financial reported net income of $2.45B for fiscal 2025.
What was Capital One Financial's earnings per share (EPS) in fiscal 2025?
Capital One Financial's diluted EPS was $4.03 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Capital One Financial generate in fiscal 2025?
Capital One Financial generated $26.14B of free cash flow in fiscal 2025.
What was Capital One Financial's revenue last quarter?
In its most recent reported quarter (2026 Q2), Capital One Financial reported revenue of $15.85B.
How much debt does Capital One Financial have?
Capital One Financial reported $49.91B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Capital One Financial are outstanding?
Capital One Financial reported a weighted average of 620.5 million basic shares outstanding in 2026 Q2.
What is Capital One Financial's market cap?
Based on its latest closing price, Capital One Financial (COF) has a market capitalization of about $123.02B.
When does Capital One Financial's fiscal year end?
Capital One Financial's fiscal year end, as registered with the SEC, is December 31.
Where is Capital One Financial headquartered?
Capital One Financial lists its business address in Mclean, Virginia in its SEC filings.