PNC Financial Services Group, Inc. (PNC) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, PNC Financial Services reported revenue of $23.10B, up 7.2% from $21.55B the year before. Net income was $6.94B (a 30.0% net margin), or $16.59 per diluted share. Net interest income was $14.41B, and the efficiency ratio (noninterest expense / revenue) was 59.9%. Operating activities generated $4.38B of cash. At fiscal year end, PNC Financial Services held $573.57B in total assets against $512.94B in total liabilities.
Open the full interactive PNC Financial Services financials → Quarterly statements, key ratios, valuation history and price charts.
PNC Financial Services Key Stats
| Share Price | $219.48 |
|---|---|
| Market Cap | $88.45B |
| P/E Ratio | 13.2 |
| Revenue YoY Growth | +7.2% |
| 52-Week Range | $174.27 – $256.97 |
| Shares Outstanding | 403.0 million (basic, 2026 Q2) |
PNC Financial Services Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $9.95B | $10.65B | $13.01B | $13.92B | $13.50B | $14.41B |
| Provision for Credit Losses | $2.98B | -$887.0M | — | — | — | — |
| Noninterest Income | $6.96B | $8.56B | $8.11B | $7.57B | $8.06B | $8.69B |
| Noninterest Expense | $10.30B | $13.00B | $13.17B | $14.01B | $13.52B | $13.83B |
| Revenue | $16.90B | $19.21B | $21.12B | $21.49B | $21.55B | $23.10B |
| Pre-Tax Income | $3.43B | $6.99B | $7.47B | $6.74B | $7.24B | $8.49B |
| Income Tax | $426.0M | $1.26B | $1.36B | $1.09B | $1.29B | $1.49B |
| Net Income | $7.56B | $5.72B | $6.11B | $5.58B | $5.89B | $6.94B |
| Diluted EPS | $16.96 | $12.70 | $13.85 | $12.79 | $13.74 | $16.59 |
PNC Financial Services Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $5.92B | $6.07B | $6.17B | $6.88B |
| Net Income | $1.81B | $2.02B | $1.76B | $2.04B |
| Diluted EPS | $4.35 | $5.10 | $4.13 | $4.81 |
PNC Financial Services Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | — | $283.50B | $321.28B | $316.72B | $311.98B | $327.07B |
| Total Assets | $466.68B | $557.19B | $557.26B | $561.58B | $560.04B | $573.57B |
| Deposits | $365.35B | $457.28B | $436.28B | $421.42B | $426.74B | $440.87B |
| Total Long-Term Debt | $37.20B | $30.78B | $58.73B | $72.74B | $61.67B | $57.10B |
| Total Liabilities | $412.64B | $501.46B | $511.45B | $510.44B | $505.57B | $512.94B |
| Shareholders' Equity | $54.01B | $55.70B | $45.77B | $51.10B | $54.42B | $60.59B |
PNC Financial Services Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $4.66B | $7.21B | $9.08B | $10.11B | $7.88B | $4.38B |
| Cash From Investing | -$51.12B | -$2.79B | -$13.43B | -$6.38B | -$3.23B | -$15.62B |
| Cash From Financing | $48.42B | -$3.43B | $3.38B | -$3.85B | -$9.12B | $4.70B |
Figures from PNC Financial Services' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full PNC Financial Services financials page for every line item.
PNC Financial Services Company Profile
| Ticker | PNC |
|---|---|
| Exchange | NYSE |
| Industry | National Commercial Banks |
| Headquarters | Pittsburgh, Pennsylvania |
| Incorporated in | Pennsylvania |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000713676 |
Frequently Asked Questions
What was PNC Financial Services' revenue in fiscal 2025?
PNC Financial Services (PNC) reported revenue of $23.10B for fiscal 2025.
What is PNC Financial Services' annual revenue history?
PNC Financial Services' annual revenue by fiscal year: 2020: $16.90B; 2021: $19.21B; 2022: $21.12B; 2023: $21.49B; 2024: $21.55B; 2025: $23.10B.
What was PNC Financial Services' net income in fiscal 2025?
PNC Financial Services reported net income of $6.94B for fiscal 2025.
What was PNC Financial Services' earnings per share (EPS) in fiscal 2025?
PNC Financial Services' diluted EPS was $16.59 for fiscal 2025 (adjusted for any later stock splits).
What was PNC Financial Services' revenue last quarter?
In its most recent reported quarter (2026 Q2), PNC Financial Services reported revenue of $6.88B.
How much debt does PNC Financial Services have?
PNC Financial Services reported $57.10B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of PNC Financial Services are outstanding?
PNC Financial Services reported a weighted average of 403.0 million basic shares outstanding in 2026 Q2.
What is PNC Financial Services' market cap?
Based on its latest closing price, PNC Financial Services (PNC) has a market capitalization of about $88.45B.
When does PNC Financial Services' fiscal year end?
PNC Financial Services' fiscal year end, as registered with the SEC, is December 31.
Where is PNC Financial Services headquartered?
PNC Financial Services lists its business address in Pittsburgh, Pennsylvania in its SEC filings.